Strategic FP&A Manager: Pricing & Growth

Creditspring; Greater London; Presencial; GBP 90.000 - 120.000; Jornada completa

Descripción de la vacante

Creditspring is seeking a senior FP&A professional to own the three-statement operating model and drive commercial planning in a fast‑growing, FCA-regulated fintech. You will lead budgeting, forecasting, and performance insights, partnering with the CFO and CEO to challenge assumptions and shape strategy.

You will develop the operating model to withstand diligence and support lender reporting, while embedding financial ownership and consistent KPI definitions across the business.

Formación

• Strong financial modelling capability: build an integrated three-statement model from a blank sheet and defend every driver in it.
• Working fluency in credit and funding mechanics: loss curves, excess spread, net interest margin, covenant headroom.
• Commercial analytics experience: pricing, cohort economics, retention, contribution margin, test design and read out.
• Able to give a direct answer to a senior stakeholder and hold a position under challenge.

Responsabilidades

• Own the integrated operating model. Take end-to-end ownership of the three-statement operating model, ensuring its integrity and audit trail.
• Lead planning and forecasting: run annual budget and reforecast cycles with key assumptions and plan sign-off.
• Turn performance into insight: provide monthly variance analysis and decision-focused reporting for Exco and the Board.
• Embed financial ownership across the business: build department budgets and establish KPI definitions across management, Board, lender and data reporting.
• Own unit economics and pricing analytics: analyse acquisition cost, revenue, interest income, losses, retention and margins, with pricing elasticity.
• Evaluate commercial and product decisions: build business cases for pricing changes and post-implementation analysis.
• Lead scenario modelling and strategic decision support: quantify trade-offs between growth, profitability, risk and covenant headroom.
• Build a scalable FP&A capability: develop analysts and automate reporting and planning processes.

Conocimientos

Financial modelling

Credit & funding mechanics

Commercial analytics

Stakeholder communication

Educación

Qualified accountant or equivalent analytical background

Herramientas

SQL

Power BI

Descripción del empleo

Creditspring is seeking a senior FP&A professional to own the three-statement operating model and drive commercial planning in a fast‑growing, FCA-regulated fintech. You will lead budgeting, forecasting, and performance insights, partnering with the CFO and CEO to challenge assumptions and shape strategy.

You will develop the operating model to withstand diligence and support lender reporting, while embedding financial ownership and consistent KPI definitions across the business.