SME Credit Underwriter & Risk Architect

Lenkie Inc.; Greater London; Hybrid; GBP 40,000 - 60,000; Full time

Benefits offered by this job

Generous base salary + equity options

Flexibility in work schedule

Clear path to senior leadership roles

Job summary

Lenkie Inc. in London is seeking a Credit Analyst to efficiently process and underwrite loan applications for SMEs. With 2–4 years of experience at a UK fintech lender, you will contribute to optimizing workflows and monitoring existing portfolios.

This role features a hybrid work culture with 3 days in the Bloomsbury office and offers a competitive salary alongside equity options.

Lenkie promotes a diverse and inclusive environment, welcoming applications from all backgrounds.

Qualifications

• 2–4 years of direct SME underwriting experience.
• Experience in a UK SME fintech lender.
• Ability to make sound judgement calls in a fast-paced environment.

Responsibilities

• Own the end-to-end credit evaluation process for SME applicants.
• Identify bottlenecks in current processes and suggest improvements.
• Monitor the health of existing SME exposures.

Skills

Direct SME underwriting experience

Data-driven credit assessment

High volume application handling

Analytical skills

Effective communication

Tools

SQL

Python

Job description

Lenkie Inc. in London is seeking a Credit Analyst to efficiently process and underwrite loan applications for SMEs. With 2–4 years of experience at a UK fintech lender, you will contribute to optimizing workflows and monitoring existing portfolios.

This role features a hybrid work culture with 3 days in the Bloomsbury office and offers a competitive salary alongside equity options.

Lenkie promotes a diverse and inclusive environment, welcoming applications from all backgrounds.