Senior VP, Fintech Credit & Structured Finance

HSBC Innovation Bank Limited; Greater London; Hybrid; GBP 80,000 - 130,000; Full time

Job summary

HSBC Innovation Banking in London is seeking an experienced senior underwriter to lead the structuring, underwriting and closing of warehouse facilities for fintech clients across the UK and Europe. You will build cashflow models, perform collateral analysis and negotiate term sheets and legal documentation.

You will engage with clients, internal stakeholders and external partners to deliver robust deal structures while managing a growing portfolio and providing thought leadership on

Qualifications

• Proven ability to model cashflows and structure asset-backed facilities.
• Experience building cashflow models and collateral analysis.
• Strong command of legal documentation and deal structure.
• Skilled at structuring, negotiating and closing facilities.
• Ability to analyse large data sets and assess information quality.
• Sound judgment to balance client needs with bank risk.
• Background in structured finance from banks or rating agencies.
• Interest in technology sector and venture capital/private equity deals.
• Experience with early-stage fintech companies is a plus.

Responsibilities

• Lead structuring, underwriting and closing warehouse facilities.
• Coordinate with clients, internal teams and external counsel.
• Manage portfolio and respond to changing client situations.
• Oversee deal teams and share knowledge on structuring and closing.
• Develop client and investor relationships in fintech and alternative lending.
• Track asset types and industry trends to inform deal insights.

Skills

Financial modelling

Cashflow analysis

Asset-backed facilities

Credit underwriting

Legal documentation

Structuring & negotiation

Data interpretation

Quantitative analysis

Structured finance

Tech/Fintech interest

Early-stage fintech experience

Education

Bachelor’s degree

CFA or equivalent

Job description

HSBC Innovation Banking in London is seeking an experienced senior underwriter to lead the structuring, underwriting and closing of warehouse facilities for fintech clients across the UK and Europe. You will build cashflow models, perform collateral analysis and negotiate term sheets and legal documentation.

You will engage with clients, internal stakeholders and external partners to deliver robust deal structures while managing a growing portfolio and providing thought leadership on