Senior Underwriting Strategy Lead

Yonder; City Of London; Hybrid; GBP 90,000 - 150,000; Full time

Benefits offered by this job

35 holidays (27 days annual leave + 8?

Team trips and activities

Private healthcare

Parental leave

Learning allowance

Team meals

Team events

Cycle-to-work

Coffee with CEO

Job summary

Yonder in London is seeking a Senior Credit Risk Manager to own underwriting strategy end to end, setting risk boundaries, the decisioning rules and models that action it, and the portfolio outcomes that prove it worked.

This is a senior, hands-on role with exposure to leadership, the CRO and the wider credit risk team to shape strategy and build it. You’ll defend numbers to leadership and regulators and move quickly from idea to live test.

Qualifications

• Experience owning underwriting strategy in financial services credit risk.
• Proven track record in pricing and managing risk in unsecured lending (cards or similar).
• Ability to defend work at senior levels with data-driven storytelling.

Responsibilities

• Lead underwriting strategy for new and existing members within risk appetite.
• Design, test, and refine strategy across lifecycle: scoring, affordability, price, line setting.
• Manage pricing and line dynamics by channel to optimize growth and margin.
• Translate strategy into production by building decisioning rules and policy in the engine.
• Lead portfolio monitoring with metrics like vintage curves, arrears, and roll rates.
• Present recommendations to Credit Committee, Board, and regulators; support governance.

Skills

SQL

Python

Credit risk

Taktile

Tools

Taktile

Job description

Yonder in London is seeking a Senior Credit Risk Manager to own underwriting strategy end to end, setting risk boundaries, the decisioning rules and models that action it, and the portfolio outcomes that prove it worked.

This is a senior, hands-on role with exposure to leadership, the CRO and the wider credit risk team to shape strategy and build it. You’ll defend numbers to leadership and regulators and move quickly from idea to live test.