Senior Underwriter - Marine Cargo

CNA Hardy; Greater London; Hybrid; GBP 75,000 - 110,000; Full time

Job summary

CNA Hardy is seeking a Senior Cargo Underwriter to join our Lloyds Marine team in the UK. You will underwrite a broad range of moderate and complex risks, applying strong technical judgement, disciplined pricing and creative solutions to deliver profitable outcomes and excellent service for brokers and policyholders.

The role involves risk assessment, pricing, broker relationship management, portfolio analysis and ensuring regulatory compliance, with a focus on Lloyd's Marine Cargo markets.

Qualifications

• Strong knowledge of underwriting principles and insurance practices.
• Marine Cargo experience in Lloyd's market.
• Proven independent judgement and decision-making within authority.

Responsibilities

• Review applications and financials to assess risk.
• Set pricing through analysis, prepare quotations, negotiate with brokers.
• Build and maintain broker relationships and communicate decisions clearly.
• Analyse risk quality and quantity; prepare management reports.
• Apply regulatory requirements and stay current with market developments.

Skills

Underwriting expertise

Analytical thinking

Relationship building

Negotiation

Job description

The Role

We are currently hiring for a Senior Cargo Underwriter to work in our Lloyds Marine team. The will underwrite a broad range of moderate and complex risks, applying strong technical judgement, disciplined pricing and creative solutions to deliver profitable outcomes and excellent service for our Brokers and policyholders.

What You’ll Be Doing:

• Risk Assessment: Review applications and financial information for moderate and complex risks, determining acceptability in line with underwriting guidelines, standards and delegated authority.
• Pricing and Negotiation: Set appropriate pricing through financial and competitive analysis, prepare quotations and negotiate with Brokers to achieve positive and profitable outcomes.
• Broker Relationships: Build and maintain strong relationships across the brokerage community, market CNA Hardy products and services, and communicate underwriting decisions clearly and professionally.
• Portfolio Management: Analyse the quality and quantity of risks underwritten, prepare reports for management review and
• Technical Leadership and Compliance: Apply relevant legal, regulatory and compliance requirements, keep current with market and industry developments, and provide guidance to colleagues where appropriate.

What We’re Looking For:

• Underwriting Expertise: Strong knowledge of underwriting principles and insurance industry practices
• Marine Cargo Experience - knowledge of the Lloyds Marine Cargo market, products and networks.
• Sound Judgement: Proven ability to exercise independent judgement, make critical business decisions and work confidently within agreed authority levels.
• Analytical Approach: Strong problem-solving skills with the ability to assess complex information, identify solutions and manage multiple priorities effectively.
• Relationship Skills: Excellent interpersonal, communication and negotiation skills, with the confidence to work effectively with internal and external business partners at all levels.

Why Join CNA Hardy?

Our workplace is dynamic, challenging and ever evolving, here your voice matters and you can make a difference. We celebrate individuality and inclusivity, ensuring everyone feels valued, respected, and supported to share ideas and perspectives.

Our employees and their families are important to us. That’s why we offer flexible hybrid working and a competitive compensation and benefits package. We also invest in your growth through learning, mentoring, and clear development pathways, recognising and rewarding performance and the behaviours that drive success.We recognise that the development of skills and experiences is crucial for our people to achieve their aspirations and reach their full potential.

The Company

CNA Hardy is a leading specialist commercial insurance provider for clients within the Lloyd’s and company markets. We offer a highly specialised and comprehensive portfolio of innovative and market leading products. Coverage is available to businesses of all sizes for domestic, international and global exposures.