Senior Underwriter - Bridging Finance

NRG Resourcing; London; On-site; GBP 45,000 - 60,000; Full time

Job summary

Join a pioneering lender as a Senior Bridging Underwriter, taking charge of high-value finance cases up to £10m. Enjoy a dynamic environment that prioritizes speed and personal decision-making while aiding in structuring tailored deals. Thriving in a supportive team, you'll contribute to efficient processes in a zero-red-tape setting.

Benefits

25 days holiday + bank holidays

Private healthcare

Pension scheme

Professional development opportunities

Qualifications

• Minimum 3 years’ experience in bridging finance underwriting.
• Confident in structuring bespoke deals under personal mandate.
• Experience with luxury and high-value property deals.
• Desirable exposure to development finance underwriting.

Responsibilities

• Underwrite bridging finance cases from initial assessment to completion.
• Liaise with brokers, solicitors, valuers, and internal teams.
• Assess creditworthiness and conduct due diligence.

Skills

Bridging finance underwriting

Analytical skills

Commercial judgement

Communication

Job description

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Base pay range

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Are you a seasoned Bridging Underwriter looking for a more agile, entrepreneurial lender where your decisions matter, and you can shape your own success?

This is your chance to step into a senior role with a high-impact lender that thrives on speed, flexibility, and expert deal structuring. If you’re fed up with red tape and want to work somewhere where deals move fast and underwriting is valued, this could be the role you've been waiting for.

The Company

This specialist property lender has carved out a strong reputation in the UK short-term lending market by doing things differently. They operate in the high-end space—fast-paced, dynamic, and with the capital backing to make swift, high-value lending decisions. Their model is based on human relationships, intelligent structuring, and a no-nonsense approach to underwriting.

The Senior Bridging Underwriter Role

You’ll take ownership of complex bridging finance cases from start to finish. This is a senior underwriting position with real influence—you’ll be working on deals up to (and above) £10m, liaising directly with brokers, solicitors, valuers, and internal teams to ensure deals are assessed thoroughly, quickly, and efficiently.

You’ll be expected to operate under mandate and structure loans across a variety of asset types—prime residential, luxury property, mixed-use, and some light development or refurbishment projects. If you’ve had exposure to development finance underwriting, even better.

• Underwrite bridging finance cases from initial assessment through to completion
• Structure and recommend deals within mandate, balancing risk and commercial return
• Liaise with brokers, solicitors, valuers and internal teams to keep the deal moving
• Assess creditworthiness, carry out due diligence and analyse exit strategies
• Attend credit committee and present cases (where required)
• Maintain excellent working knowledge of property market trends and regulations
• Support junior members of the team and contribute to continuous process improvement

The Senior Bridging Underwriter Package

• Location: Central London office – office-based with occasional flexibility
• Benefits: 25 days holiday + bank holidays, private healthcare, pension scheme, and professional development opportunities

Senior Bridging Underwriter Skills & Experience Required

• Minimum 3 years’ experience in bridging finance underwriting
• Confident operating under a personal mandate and structuring bespoke deals
• Experience with luxury/high-value property deals
• Exposure to development finance underwriting is desirable but not essential
• Excellent communication, analytical, and commercial judgement skills

Why Apply?

Join a fast-moving, entrepreneurial lender that empowers its underwriters and values their expertise. You’ll be part of a senior team in a collaborative, office-first environment, underwriting high-value, bespoke property deals without the burden of corporate red tape.

If you're ready to step into a senior underwriting role with real pace, autonomy, and progression—apply today for a confidential conversation. This is a standout opportunity for a bridging underwriter who’s ready to level up.

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Administrative, Finance, and Quality Assurance

• Industries

  Banking, Financial Services, and Loan Brokers

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