Senior Underwriter

Stride Resource Management Ltd; Birmingham; Hybrid; GBP 68,000 - 83,000; Full time

Job summary

Stride Resource Management Ltd in Birmingham is seeking a Senior Underwriter with a strong Property & Casualty background to manage an established commercial portfolio and drive profitability. You will lead renewal negotiations, assess risks, price appropriately and build long-term broker partnerships across the Midlands.

The role blends underwriting discipline with proactive client development. The successful candidate will mentor junior underwriters, work closely with sales teams, and ensure

Qualifications

• Strong background in commercial Property & Casualty underwriting.
• Ability to assess complex risks and negotiate renewal terms.
• Proven capability to make sound commercial underwriting decisions.

Responsibilities

• Take ownership of an established portfolio of commercial Property & Casualty business, focusing on profitability and retention.
• Lead renewal negotiations, ensuring risks are properly priced and structured for profitable outcomes.
• Build strong, long-term relationships with brokers across Birmingham and the wider region.
• Proactively manage existing accounts, identify opportunities to enhance cover and grow income through additional lines.
• Review portfolio performance, identify emerging risks and implement underwriting actions to protect profitability.
• Collaborate with internal sales and renewal colleagues to meet retention objectives and maximize broker value.
• Provide guidance and mentoring to less experienced underwriters.

Skills

Property & Casualty

Underwriting

Relationship building

Negotiation

Job description

Are you an experienced Midlands based Commercial Underwriter who excels at managing renewals, developing existing accounts and building long-term broker relationships?

An established global insurance business is looking to appoint a commercially minded Senior Property & Casualty Underwriter to join its Birmingham team.

This is an excellent opportunity for an experienced underwriter who understands the importance of retaining quality business, strengthening broker partnerships and maximising the profitability of an established commercial portfolio.

As a Senior Underwriter you will:

• Take ownership of an established portfolio of commercial Property & Casualty business, with responsibility for profitability, retention and sustainable portfolio performance.


• Lead renewal negotiations, ensuring risks are appropriately assessed, priced and structured to deliver profitable outcomes.


• Build strong, long-term relationships with commercial insurance brokers across Birmingham and the wider region.


• Proactively manage existing accounts, identifying opportunities to enhance cover, develop relationships and grow income through additional product lines.


• Review portfolio performance, identify emerging risks and implement appropriate underwriting actions to protect profitability.


• Work closely with internal sales and renewal colleagues to deliver retention objectives and maximise the value of existing broker relationships.


• Provide technical guidance, support and mentoring to less experienced underwriters.

As a Senior Underwriter:

You'll have a strong background in commercial Property & Casualty underwriting, with the technical expertise to assess complex risks, negotiate renewal terms and make sound commercial decisions.

You'll be confident managing an existing portfolio, developing broker relationships and balancing retention with underwriting discipline and profitability.

You'll be proactive, relationship-led, alongside strong negotiation skills and the ability to identify opportunities to strengthen and develop existing accounts.

As a Senior Underwriter you will get:

• Salary: Circa £75,000


• Location: Birmingham


• Working pattern: Hybrid - typically three days in the office and two from home


• Benefits: Private medical insurance, pension, 25 days' holiday with the option to purchase additional leave and wider employee benefits.