Senior UK Technical Underwriting Leader

Arthur J. Gallagher & Co. (AJG); Greater London; Hybrid; GBP 90,000 - 120,000; Full time

Benefits offered by this job

Competitive compensation

Comprehensive benefits programs

Career development opportunities

Job summary

Pen Underwriting, part of Gallagher, seeks a Technical Underwriting Manager to lead the technical performance of the Risk Managed division and design robust underwriting frameworks under delegated authority. You will own the product suite, ensuring value, competitiveness and relevance for brokers, coverholders and end customers.

You will drive performance against financial targets, monitor risks, and collaborate with risk and governance to ensure compliant, high-quality underwriting decisions

Qualifications

• Strong understanding of insurance principles and the application of these in complex underwriting scenarios.
• Advanced knowledge of underwriting disciplines, pricing and rating methodologies.
• Awareness of when specialist input is required for complex risks.
• Good understanding of claims handling, reserving and its impact on loss ratio performance.
• Strong knowledge of UK regulatory frameworks and legal considerations within insurance.

Responsibilities

• Lead and influence the technical performance of the business unit, driving delivery of P&L objectives through proactive performance management.
• Identify emerging risks, trends, opportunities and challenges, responding with clear, actionable plans to protect and enhance performance.
• Develop and maintain underwriting frameworks, guidelines and rating structures to support consistent, high-quality underwriting decisions within delegated authority.
• Contribute to product development, innovation and continuous improvement of underwriting systems and processes.
• Establish and maintain high standards of technical underwriting, professional conduct and ethical behaviour across the team.
• Work closely with Risk & Governance to allocate underwriting authorities and implement structured audit processes to ensure compliance and consistency.
• Support internal and external audit processes, including oversight of delegated authority arrangements.
• Act as a key referral point for complex or high-value risks exceeding individual underwriting authorities.
• Build and maintain strong relationships with key stakeholders including brokers, insurers and coverholders.
• Lead, coach and develop underwriting teams, ensuring capability and succession for future growth and market opportunities.
• Ensure adherence to service standards and effective handling of complaints in line with company procedures.
• Act as a role model for company values, professionalism and ethical conduct, ensuring compliance with the AJG Professional Standards Manual.
• Ensure full compliance with all applicable legal, regulatory and governance requirements, taking ownership for identifying gaps and implementing remedial actions where required.

Job description

Pen Underwriting, part of Gallagher, seeks a Technical Underwriting Manager to lead the technical performance of the Risk Managed division and design robust underwriting frameworks under delegated authority. You will own the product suite, ensuring value, competitiveness and relevance for brokers, coverholders and end customers.

You will drive performance against financial targets, monitor risks, and collaborate with risk and governance to ensure compliant, high-quality underwriting decisions