Senior Prudential Regulation Analyst (Non-Banking)

Rathbone Brothers; Greater London; Hybrid; GBP 50,000 - 75,000; Full time

Benefits offered by this job

Company pension

Private medical insurance

Life assurance

Company share scheme

Discretionary bonus

Flexible holidays

Green Car Scheme

Family friendly policies

Study support

Season travel ticket loans

Other voluntary benefits

Job summary

Rathbones invites applications for a Senior Prudential Regulation Analyst (Non-Banking) to join our Hybrid Finance team in Leeds. The role supports regulatory compliance across Rathbones subsidiaries, developing ICARA/ICARAP processes, capital and liquidity calculations, and regulatory disclosures.

You will collaborate with executives, treasury and risk teams, ensuring accurate reporting and governance alignment with FCA rules and other regimes, in a fast-paced wealth-management setting.

Qualifications

• Experience regulatory reporting with FCA handbook knowledge.
• 2+ years in a similar regulatory/compliance role.
• Experience in financial services compliance.
• Up-to-date with industry developments and regulatory changes.
• Ability to communicate clearly with stakeholders.
• Ability to prioritise workload with autonomy.
• Ability to interpret complex regulatory requirements.
• Attention to detail and analytical mindset.
• Proficient with MS Office.

Responsibilities

• Assist with management of regulatory compliance across subsidiaries and ICARA/ICARAP processes.
• Produce regulatory reporting under governance framework and respond to regulator data requests.
• Coordinate MI for reporting to treasury, ALM, committees and board.
• Engage treasury and capital teams to set modelling requirements for liquidity and capital.
• Support annual review of risk tolerances and calibration methodology.
• Produce regulatory returns as assigned by the Prudential Regulation team.
• Maintain procedures and test changes as they occur.
• Review governance framework to ensure alignment with external climate and risks.
• Assist public disclosures and refresh quantitative/qualitative material.
• Coordinate reporting positions for Capital, Banking Committee and subsidiaries.

Skills

Regulatory reporting

FCA handbooks knowledge

Regulatory compliance

Regulatory risk

Communication skills

Autonomy

Regulatory interpretation

Tools

MS Office

Job description

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Senior Prudential Regulation Analyst (Non-Banking)

Job ID: 2658

Department: Prudential Management

Job Category: Support

Location: Leeds, GB, LS1 4AP

Date: 12 Sept 2026

At Rathbones, we help people invest their money well, so they can live well. That means more than financial returns – it’s about helping people feel confident in their decisions and supported in their future. We don’t just manage money, we guide people through life’s big moments, helping them stay on track and focus on what matters most.

We’re proud to be one of the UK’s leading wealth managers, with £113.6bn in assets under management (as of March 2026) and 20+ offices across the UK and Channel Islands. We’re a FTSE 250 company with national reach and a local feel – and we’re growing.

Role Title: Senior Prudential Regulation Analyst (Non-Banking)

Division: Finance

Contract: Permanent

Working pattern: Hybrid

About the Role

Assist in the management of the ongoing compliance with prudential regulations applying to all Rathbones subsidiary businesses. Regulations include but not limited to MIFIDPRU / IPRU-INV / IFR & IFD / JFSC and GFSC capital and liquidity rules.

Assist with the production of ICARA’s/ICAAPS, Wind-down plans, public disclosure documents and key committee packs, collaborating with executives in the subsidiaries to ensure regulatory requirements are understood and embedded in decision making.

• Assist with the management of regulatory compliance with the different prudential regulatory regimes across all relevant subsidiaries of the group, including but not limited to production of the annual ICARA/ICARAP process and disclosures, ongoing capital and liquidity requirement assessment and frequent review of the nature and value of risks of harm.
• Assist with the timely and accurate production of regulatory reporting according to the principles set out in regulatory reporting governance framework, including the implementation of new reporting requirements, and responding to any ad-hoc requests for data from the regulators.
• Co-ordinate production and analysis of relevant MI, from both a commercial and risk-based perspective for onwards reporting to the Senior Group Treasury & ALM Controller, executive committees, and board.
• Engage with treasury and capital teams to set out the modelling requirements for liquidity and capital for ICARA/ICARAP purposes, resulting in the teams providing adequate forecasting and stress outputs to support the ICARA and ICARAP process.
• Support the annual review (or more frequently if required) of risk tolerances, recommending changes where appropriate and ensuring calibration methodology is clear.
• Production of regulatory returns where the Prudential Regulation team are the assigned owners in accordance with requirements of the regulatory reporting governance framework.
• Maintain procedures, reflecting changes as they occur and testing where appropriate.
• Support the review of the regulatory reporting governance framework policy on at least an annual basis to ensure they remain relevant to current external climate and capture all risks appropriately.
• Support the production of public disclosures, engaging with key stakeholders to refresh both quantitative and qualitative material and ensuring disclosures comply with regulatory requirements.
• Co-ordinate production and analysis of regulatory reporting positions ready for submission to the Capital performance forum, Banking Committee and other subsidiary committees.

About you

• Regulatory reporting experience with knowledge of the FCA handbooks.
• 2+ years’ experience working in a similar role with experience in a control environment.
• Demonstrable experience within a compliance function or similar in a financial services firm.
• Keeps up to date with developments in the industry, including emerging risks and regulations.
• Able to communicate information, ideas or issues effectively and clearly through the most appropriate channel within the team and to key stakeholders.
• Able to organise and prioritise own workload effectively, working to a high degree of autonomy.
• Ability to interpret and apply complex regulatory requirements.
• Confident challenging processes and escalating issues
• Demonstrate good teamwork, supporting colleagues to achieve team goals.
• An eye for detail, able to identify, investigate and clearly explain variance.
• Self-motivated with high energy and enthusiasm.
• High level of accuracy and concentration with ability to grasp new tasks quickly.
• Comfortable working across the MS Office suite of applications, particularly Word, PowerPoint and Excel.
• Able to source simple datasets and translate into user friendly outputs to support analysis and reporting.
• Demonstrates a continuous improvement mindset, proactively identifying opportunities to enhance processes, efficiency, and outcomes, and driving practical solutions to deliver measurable improvements.

Our offer to you

We want everyone at Rathbones to fulfil their potential, in an environment where you are proud to work and feel like you belong.

We offer a comprehensive remuneration package, which we review regularly, and benefits include:

• A company pension - 9% non-contributory or 10% if you contribute 5%
• Private medical insurance – Individual on joining, family after 1 year’s service
• Life assurance - 8 x salary
• Company share scheme
• Discretionary bonus
• Flexible holidays – purchase up to 5 additional days
• Green Car Scheme
• Family friendly policies – enhanced family leave for parents & carers
• Study support – study days and funding for courses and qualifications
• Season travel ticket loans
• Other voluntary benefits you can choose to suit you

Our employees can choose to take part in various social groups and communities to support their wellbeing, growth, development and sense of community.These include:

• Sports & Social Committees, such as cricket, football, netball, running, yoga, quiz nights, charity bake sales and much more.
• Inclusion Networks that help us drive change within the organisation such as Gender Balance, Multicultural, Abilities Count, Pride, Social Mobility, Generations, Menopause Matters@Rathbones’ and Armed Forces.
• The NextGen IM Network, which brings together a community of trainees from across the UK, who are all at the early stages of their careers and offers development opportunities, exposure across the business as well as peer support and connection.

Life at Rathbones

We aim to become an employer of choice for the wealth management sector, to achieve this we are working hard to build a diverse, equal, and inclusive workplace that motivates, develops and embraces the strengths of all our colleagues. At Rathbones, we provide meaningful work, opportunities, and a voice to all.

Mission

We believe in playing the long game. That means building consistent results, earning trust and doing the right thing — for our clients, our colleagues and the communities we’re part of.

Our values shape how we work:

• We aim high
• We get it done
• We show we care
• We do the right thing

These aren’t just words on a wall. They guide how we treat each other, how we make decisions and how we build relationships that last.

We are committed to building a team that is made up of diverse skills, experiences and abilities and encourage applications from all backgrounds. We welcome individuals who share our values.

We’re a Disability Confident Employer (level 2) under the UK Government scheme. This means we’ve signed up to a set of commitments around how we recruit, retain and develop people with disabilities. Find out more about the Government Scheme online, click here . If you require adjustments to apply for a role at Rathbones, please contact us via [e-mail] to let us know what adjustments you may need.