Senior Property Underwriter – Credit & Risk Focus

Asset Finance International; Chester; Hybrid; GBP 36,000 - 42,000; Full time

Benefits offered by this job

Bonus

Pension

Car & Benefits

Other Benefits

Job summary

Asset Finance International in Chester seeks an experienced Underwriter to join their bank-like team. The role involves managing underwriting with due diligence, responding to bridging finance requests, and making lending decisions in line with policy and regulations.

You will prepare credit papers, instruct valuers, and drive cases from DIP to drawdown. The ideal candidate has underwriting experience in a property environment and is comfortable working within FCA, PRA, AML and data protection

Qualifications

• Experience in underwriting, preferably in a property environment.

Responsibilities

• Manage the underwriting with due diligence
• Proactively respond to requests for bridging finance from brokers/applicants
• Make lending decisions in line with Credit Risk Policy and individual mandate level
• Adhere to internal underwriting policy and regulatory requirements – FCA, PRA, Money Laundering, Prevention of Financial Crime, Data Protection, etc.
• Work with Internal Sales to progress cases from DIP to drawdown
• Prepare detailed Credit Papers with all appropriate conditions and presenting the proposition to Credit Committee
• Instruct valuers and solicitors
• Follow sanction from the Credit Committee, preparing the offer letter and accompanying documents and being proactive in ensuring that all loan conditions have been met and the case moves efficiently to drawdown
• Ensure that information concerning each loan is accurately and comprehensively entered in to the Bank’s electronic systems, both prior to and upon drawdown

Job description

Asset Finance International in Chester seeks an experienced Underwriter to join their bank-like team. The role involves managing underwriting with due diligence, responding to bridging finance requests, and making lending decisions in line with policy and regulations.

You will prepare credit papers, instruct valuers, and drive cases from DIP to drawdown. The ideal candidate has underwriting experience in a property environment and is comfortable working within FCA, PRA, AML and data protection