Senior Property Credit Underwriter - Hybrid Role

CBC Resourcing Solutions; Chester; Hybrid; GBP 72,000 - 88,000; Full time

Benefits offered by this job

Bonus

Benefits

Job summary

CBC Resourcing Solutions in Chester is assisting a central Chester-based bank to recruit an experienced Credit Underwriter for a hybrid role. The successful candidate will manage underwriting with due diligence, respond to bridging finance requests, and support the credit process to drawdown.

You will prepare detailed Credit Papers, ensure compliance with FCA, PRA and financial crime controls, and coordinate with valuers and solicitors.

Qualifications

• Experience in underwriting within a property environment.

Responsibilities

• Manage underwriting with due diligence.
• Proactively respond to requests for bridging finance from brokers/applicants.
• Make lending decisions in line with Credit Risk Policy and mandate level.
• Adhere to underwriting policy and regulatory requirements (FCA, PRA, money laundering, data protection).
• Work with Internal Sales to progress cases from DIP to drawdown.
• Prepare detailed Credit Papers with conditions and present to Credit Committee.
• Instruct valuers and solicitors.
• Follow Credit Committee sanctions, prepare offer letters, ensure loan conditions are met and move cases to drawdown.
• Ensure all loan information is accurately entered in the Bank’s systems before and upon drawdown.

Skills

Property underwriting

Job description

CBC Resourcing Solutions in Chester is assisting a central Chester-based bank to recruit an experienced Credit Underwriter for a hybrid role. The successful candidate will manage underwriting with due diligence, respond to bridging finance requests, and support the credit process to drawdown.

You will prepare detailed Credit Papers, ensure compliance with FCA, PRA and financial crime controls, and coordinate with valuers and solicitors.