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Referment is partnering with a UK fintech scale-up to build real-time credit data services and analytical APIs on AWS. The role focuses on foundational architectural ownership, leading a small team, and setting high standards for code quality and delivery.
You’ll mentor engineers, shape the API surface, and champion responsible AI tooling in product development. Based in London, the role combines hybrid office presence with remote work, offering opportunities to influence technical strategy,
Referment is working with a UK fintech scale-up that supplies lenders with real-time credit information and analytics through API-first products, so lending decisions draw on data that reflects consumers as they are today rather than weeks-old credit files. Its engineering team is small and collaborative, and is scaling to meet growing customer demand.
You'll take a foundational senior product engineering role, providing technical leadership as the team grows: mentoring mid-level engineers, leading code reviews and shaping the architecture of B2B API services on AWS. You'll be the senior technical voice in the team, setting the bar for code quality, design taste and delivery, and making deliberate, responsible use of modern AI tooling — AI as an assistant to engineering judgement, never a replacement for it.
Fintech, credit or other regulated-industry experience is a strong plus.
The role is hybrid, based in London with two to three days a week in the office and the rest working from home.
a senior backend engineer from a fintech or other regulated-tech background who wants foundational architectural ownership in a small team, or an engineer from a high-scale B2B API environment ready to be the technical leader a growing team builds around.
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