Senior Motor Fleet Underwriter - AI-Driven Risk & Growth

Flock; Greater London; Hybrid; GBP 90,000 - 130,000; Full time

Benefits offered by this job

Private Medical Insurance

Pension

Job summary

Flock, a UK-based AI-first motor fleet insurer, seeks a Senior Motor Fleet Underwriter to drive smarter, safer, and more cost-effective insurance solutions. You will leverage analytics and AI to assess risk, optimise underwriting, and tailor policies for large fleets in a dynamic startup environment.

You will lead a large portfolio, mentor teammates, and explore growth into new market segments while staying at the forefront of fleet insurance innovation in the UK.

Qualifications

• Extensive experience underwriting motor fleet insurance.
• Track record building strong relationships with insurance brokers.
• Ability to collate data and provide support to the Head of Underwriting.
• Provide feedback to improve the process for gathering risk information from clients and brokers.
• Identify areas to improve policy wording and coverage.
• Follow evolving market trends in Motor Fleet products.

Responsibilities

• Underwrite motor fleet policy submissions with autonomy and accuracy.
• Lead and mentor junior team members in underwriting practices.
• Collaborate with product and operations to improve customer journeys and policy delivery.
• Utilize AI to extract risk data and speed up quoting while applying sound judgement.

Skills

Motor fleet underwriting

Broker relationships

Data analysis

AI in underwriting

Education

ACII qualification

Job description

Flock, a UK-based AI-first motor fleet insurer, seeks a Senior Motor Fleet Underwriter to drive smarter, safer, and more cost-effective insurance solutions. You will leverage analytics and AI to assess risk, optimise underwriting, and tailor policies for large fleets in a dynamic startup environment.

You will lead a large portfolio, mentor teammates, and explore growth into new market segments while staying at the forefront of fleet insurance innovation in the UK.