Senior Loan Officer

IPOE Consulting; Slough; On-site; GBP 55,000 - 85,000; Full time

Job summary

International Bank in the City of London is seeking a Senior Loans Administrator to join its Banking Operations team. You will lead daily operations, ensure accurate processing of loan transactions, and work with senior leadership to uphold risk and policy standards.

The role focuses on lending operations, documentation, and overseeing a high-caliber team in a reputable international banking environment in London.

Qualifications

• Strong knowledge of loan products and standard market documentation.
• Ability to interpret operational policies, analyse issues, and implement solutions.
• Strong numerical and analytical skills with high attention to detail.
• Minimum 5 years' experience in banking operations, ideally international.
• Experience with commercial lending and loan administration processes.
• Previous team leadership or managerial experience preferred.

Responsibilities

• Lead the Loans Administration team and assist with recruitment, training, and performance appraisals.
• Authorise departmental work within A-signatory authority levels and manage daily workload.
• Ensure risk, compliance, and process governance across the team.
• Oversee core loan operations: drawdowns, rate fixes, fees, transfers, prepayments, cancellations.
• Review facility documentation and assess feasibility across syndicated and bilateral facilities.

Skills

Loan products knowledge

Operational policy interpretation

Numerical & analytical skills

Banking operations experience

Commercial lending experience

Leadership experience

Job description

Senior Loans Administrator

City of London | International Bank | Full-Time (Office-Based)

Salary: Competitive (TBC)

An established international bank in the City of London is seeking an experienced Senior Loans Administrator to join its Banking Operations team. This is a key role supporting the leadership of the Loans Administration function while ensuring the smooth and compliant execution of a broad range of commercial lending products.

You will work closely with the Head of Department to oversee daily operational activities, provide leadership within the team, and ensure loan transactions are processed accurately and efficiently in line with internal policies and market standards.

Key Responsibilities

Team Leadership & Oversight

• Support the Head of Department in leading the Loans Administration team
• Assist with recruitment, training, performance appraisals, and career development for team members
• Authorise departmental work in line with A-signatory authority levels
• Help manage and oversee the department's day-to-day operational workload

Risk, Compliance & Process Governance

• Ensure strong awareness and adherence to risk and compliance requirements across the team
• Assist with reviewing and updating departmental procedures, process maps, and PSPs to align with Group standards and policies

Loan Operations

Maintain a full understanding of core Loans Administration processes, including:

• Drawdowns
• Rate fixes and rollovers
• Fees and transfers
• Prepayments and cancellations
• Notices and advices

Facility & Product Coverage

Review facility documentation and assess operational feasibility in collaboration with internal and external stakeholders across products including:

• Syndicated participations (Term Loans, RCFs, Borrowing Base financing)
• Bilateral committed and uncommitted facilities
• Islamic financing structures
• Master Participation Agreements
• Insurance-related facilities

Requirements

Strong knowledge of loan products and standard market documentation

Ability to interpret operational policies, analyse issues, and implement solutions

Strong numerical and analytical skills with high attention to detail

Minimum 5 years' experience in banking operations, ideally within an international banking environment

Experience with commercial lending and loan administration processes

Previous team leadership or managerial experience preferred

This is an excellent opportunity for a Loans Operations professional looking to step into a senior role within a reputable international banking environment in the City.