Senior Lending Manager

Nationwide Building Society; Northampton; Hybrid; GBP 90,000 - 120,000; Full time

Benefits offered by this job

Private medical insurance

Competitive pension

Annual bonus

Training and development

Salary sacrifice scheme

Life assurance

Wellhub - health & wellness

Paid volunteering

Job summary

Nationwide Building Society is seeking a Senior Lending Manager in the Social Housing Lending sector within Business Banking. Lead a team, originate and deliver lending opportunities, and manage relationships with major social housing associations across the UK.

You will structure large deals, perform deep financial analyses, and ensure risk and compliance standards are met while driving the strategic plan and growth in the social housing portfolio.

Qualifications

• Detailed current knowledge of the UK Social Housing Sector.
• Strong track record of structuring and executing complex lending transactions within Social Housing or corporate lending.
• Established external network with proven ability to originate lending opportunities.
• Advanced understanding of financial accounts, business plans, and forecasts.
• Experienced team leadership and performance management.
• In-depth knowledge of corporate lending structuring, documentation, and security.

Responsibilities

• Drive delivery of the Business Banking strategy and growth goals.
• Source and deliver high‑quality lending opportunities.
• Structure and present large, complex social housing deals with deep financial analysis and risk assessment.
• Ensure portfolio compliance with risk management and regulatory requirements.
• Lead the team to high performance and maintain strong sector presence.

Skills

Social Housing sector knowledge

Team leadership

Credit analysis

Networking in housing sector

Financial forecasting

Job description

Business Banking is one of the fastest‑growing and most energised parts of our organisation and we’re looking for a Senior Lending Manager to lead a team delivering in our Social Housing Lending Sector. You will be responsible for originating and delivering new lending opportunities for our existing customers and sourcing new customers to deliver our strategic plan.

We are looking for people who have a proven track record of fantastic delivery in the Social Housing Lending Sector, who have experience of leading a successful sales team and have a recognised profile within the external Social Housing Sector.

The role is within the Social Housing Team, which is part of Business Banking. You will be responsible for all aspects of the relationship with some of the country’s largest Social Housing Associations, ensuring you proactively manage the risk and performance of a portfolio of existing social housing customers and deliver new lending’s in support of Nationwide’s “Mutual Good” commitments. The role will involve meeting with customers across mainland UK on a regular basis, according to business requirements. This is anticipated to be a monthly basis.

We are happy to consider flexible working approaches to help you perform at your best.

At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.

For this job you'll spend at least two days per week, or if part time you'll spend 40% of your working time, based at our Northampton office. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here.

What you’ll be doing

You will be driving delivery of the Business Banking strategy and the goals of business development and growth. You will be accountable for sourcing and delivery of high-quality lending’s.

You will be accountable for the structure and presentation of large and complex social housing deals, providing deep financial analysis and risk assessments supporting strong credit decisions. You will ensure your portfolio is fully compliant with all aspects of risk management and compliance.

You will lead your team to high performance and ensure you have a material presence within the Social Housing Sector of the UK.

About you

As a minimum requirement, you will have:

• A detailed current knowledge of the UK Social Housing Sector
• A strong track record of structuring and executing complex lending transaction within ideally, the Social Housing sector or the larger corporate lending market
• An established external network with a demonstrable record of its utilisation to originate high quality lending introductions
• An advanced understanding of financial accounts, business plans, and forecasts
• Experienced team leadership & performance management skills
• In depth knowledge of corporate lending structuring, documentation, and security completion

Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:

• Feel what customers feel - We step into our customers’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind
• Say it straight - We are brave in speaking out and saying what we think – we’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand
• Push for better - We don’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development
• Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes

You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.

The extras you’ll get

There are all sorts of employee benefits available at Nationwide, including:

• Private medical insurance
• A highly competitive pension to help you build a strong foundation for retirement
• Access to an annual performance-related bonus
• Training and development to help you progress your career
• A great selection of additional benefits through our salary sacrifice scheme
• Life assurance to provide peace of mind for you and your loved ones in the event of your death
• Wellhub – access to a range of free and paid options for health and wellness
• Up to 2 days of paid volunteering a year

What to do next

We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application.

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