Senior Lending Manager

Nationwide; Northampton; Hybrid; GBP 90,000 - 120,000; Full time

Benefits offered by this job

Private medical insurance

Competitive pension

Annual bonus

Training & development

Salary sacrifice options

Life assurance

Wellhub health & wellness

Volunteer days

Job summary

Nationwide is seeking a Senior Lending Manager for the Social Housing Lending Sector within the Business Banking team. You will originate and deliver lending opportunities, manage risk, and nurture key social housing relationships across the UK.

You will lead a team, structure complex transactions, and advocate for the Mutual Good commitments while working in a hybrid model from the Northampton office and across the country.

Qualifications

• Detailed knowledge of the UK Social Housing Sector.
• Proven track record in structuring and executing complex lending transactions.
• Established external network within the Social Housing Sector.
• Advanced understanding of financial accounts, business plans, and forecasts.
• Seasoned experience in leading teams and performance management.
• Strong background in corporate lending structuring, documentation, and security.

Responsibilities

• Drive delivery of the Business Banking strategy and social housing lending growth.
• Structure and present large, complex social housing deals with strong credit risk assessments.
• Maintain a high level of risk management and compliance across the portfolio.
• Lead a high-performing team with a strong presence in the UK Social Housing Sector.
• Develop relationships across mainland UK customers and new lending opportunities.

Skills

Social Housing Sector knowledge

Complex lending structuring

External network in housing sector

Financial accounts/forecasts literacy

Team leadership & management

Corporate lending experience

Job description

Business Banking is one of the fastest‑growing and most energised parts of our organisation and we’re looking for a Senior Lending Manager to lead a team delivering in our Social Housing Lending Sector. You will be responsible for originating and delivering new lending opportunities for our existing customers and sourcing new customers to deliver our strategic plan.

We are looking for people who have a proven track record of fantastic delivery in the Social Housing Lending Sector, who have experience of leading a successful sales team and have a recognised profile within the external Social Housing Sector.

The role is within the Social Housing Team, which is part of Business Banking. You will be responsible for all aspects of the relationship with some of the country’s largest Social Housing Associations, ensuring you proactively manage the risk and performance of a portfolio of existing social housing customers and deliver new lending’s in support of Nationwide’s “Mutual Good” commitments.The role will involve meeting with customers across mainland UK on a regular basis, according to business requirements. This is anticipated to be a monthly basis.

We are happy to consider flexible working approaches to help you perform at your best.

At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.

For this job you'll spend at least two days per week, or if part time you'll spend 40% of your working time, based at our Northampton office. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here .

Uncompromisingly Customer, whatever our role

The extras you’ll get

There are all sorts of employee benefits available at Nationwide, including:

Private medical insurance

A highly competitive pension to help you build a strong foundation for retirement

Access to an annual performance-related bonus

Training and development to help you progress your career

A great selection of additional benefits through our salary sacrifice scheme

Life assurance to provide peace of mind for you and your loved ones in the event of your death

Wellhub – access to a range of free and paid options for health and wellness

Up to 2 days of paid volunteering a year

Banking – but fairer, more rewarding, and for the good of society

We forge our own path at Nationwide.

As a mutual, we’re owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don’t see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.

If you’re inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you’re one of us.

At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community, we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.

We are purpose-driven. Uncompromisingly customer. Unstoppably Nationwide.

Privacy policy.

Disability Confident

We’re not just guided by data, we’re driven by the real experiences of our people. We’re a Disability Confident Level 3 Leader, the highest level.

That’s why we’re constantly evolving our policies and practices to make sure everyone feels genuinely supported, valued, and empowered to champion inclusion. Whatever your needs, we’re here to support you.

Banking - but fairer, more rewarding, and for the good of society

What you’ll be doing

You will be driving delivery of the Business Banking strategy and the goals of business development and growth. You will be accountable for sourcing and delivery of high-quality lending’s.

You will be accountable for the structure and presentation of large and complex social housing deals, providing deep financial analysis and risk assessments supporting strong credit decisions. You will ensure your portfolio is fully compliant with all aspects of risk management and compliance.

You will lead your team to high performance and ensure you have a material presence within the Social Housing Sector of the UK.

About you

As a minimum requirement, you will have:

A detailed current knowledge of the UK Social Housing Sector

A strong track record of structuring and executing complex lending transaction within ideally, the Social Housing sector or the larger corporate lending market

An established external network with a demonstrable record of its utilisation to originate high quality lending introductions

An advanced understanding of financial accounts, business plans, and forecasts

Experienced team leadership & performance management skills

In depth knowledge of corporate lending structuring, documentation, and security completion

Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:

Feel what customers feel - We step into our customers’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind

Say it straight - We are brave in speaking out and saying what we think – we’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand

Push for better - We don’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development

Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes

You can strengthen your application by showing how our customer first behaviors resonate with you, and where you may have already demonstrated these.

Job Info

• Job Identification 4171
• Apply Before 09/21/2026, 10:55 PM
• Locations 1st Floor Kings Park Rd, Northampton, Northamptonshire, NN3 6NW, GB