Senior Credit Risk Portfolio Analyst

JR United Kingdom; Cheltenham; On-site; GBP 55,000 - 70,000; Full time

Job summary

Join a growing challenger bank in the UK as a Senior Credit Risk Portfolio Analyst. In this role, you will develop models, analyze portfolios, and enhance lending strategies with competitive benefits including a base salary of up to £70,000, a discretionary bonus, and private medical insurance.

Benefits

Discretionary bonus

Company pension scheme

Private medical insurance

Qualifications

• 4+ years experience in consumer lending.
• Experience developing and implementing scorecards.
• Knowledge of credit risk and portfolio analysis.

Responsibilities

• Develop models to track business performance.
• Use predictive models to enhance lending strategies.
• Report on performance to senior stakeholders.

Skills

Consumer lending experience

Scorecard development

Credit risk knowledge

Portfolio analysis

SAS

Python

Job description

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Senior Credit Risk Portfolio Analyst, cheltenham

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Job Views:

3

Posted:

04.06.2025

Expiry Date:

19.07.2025

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Job Description:

SENIOR CREDIT RISK PORTFOLIO ANALYST

LONDON

THE COMPANY

This is an exciting opportunity with a growing challenger bank here in the UK. This is a great chance for someone with 4+ years experience in the consumer lending space to work in a company that will challenge you and take your career to the next level.

THE ROLE

• Developing a range of models, including scorecards and forecasting models, to track business performance
• Using predictive models to develop lending strategies and drive insight to increase customer acquisitions
• Work closely on portfolio analytics to spot trends, track changes and more broadly identify opportunities for enhancement in the lending book
• Work closely with senior stakeholders to report on performance

YOUR SKILLS AND EXPERIENCE

• Previous experience in a consumer lending background is essential
• Experience developing scorecards or implementing these into lending strategy is essential
• Wider credit risk knowledge and portfolio analysis experience
• Experience in SAS is essential, Python is desirable

SALARY AND BENEFITS

• Base salary of up to £70,000
• Discretionary bonus
• Company pension scheme
• Private medical insurance

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the 'Apply' link