Senior Credit Risk Analyst

JR United Kingdom; Birmingham; On-site; GBP 59,000 - 70,000; Full time

Job summary

A leading challenger bank in the UK is seeking a talented model developer with experience in consumer lending. This role offers a fantastic opportunity to develop forecasting models, scorecards, and lending strategies while working closely with stakeholders to enhance business performance. The ideal candidate will have a strong background in credit risk and portfolio analytics, with skills in SAS and Python.

Benefits

Discretionary bonus

Company pension scheme

Private medical insurance

Qualifications

• 4+ years experience in consumer lending.
• Experience in developing and implementing scorecards into lending strategy.
• Knowledge of credit risk and portfolio analysis.

Responsibilities

• Develop models including scorecards and forecasting models.
• Use predictive models for lending strategies and customer acquisitions.
• Work on portfolio analytics to identify enhancement opportunities.
• Report performance to senior stakeholders.

Skills

Consumer lending experience

Scorecard development

Credit risk knowledge

Portfolio analysis

SAS

Python

Job description

Social network you want to login/join with:

This is an exciting opportunity with a growing challenger bank here in the UK. This is a great chance for someone with 4+ years experience in the consumer lending space to work in a company that will challenge you and take your career to the next level.

THE ROLE

• Developing a range of models, including scorecards and forecasting models, to track business performance
• Using predictive models to develop lending strategies and drive insight to increase customer acquisitions
• Work closely on portfolio analytics to spot trends, track changes and more broadly identify opportunities for enhancement in the lending book
• Work closely with senior stakeholders to report on performance

YOUR SKILLS AND EXPERIENCE

• Previous experience in a consumer lending background is essential
• Experience developing scorecards or implementing these into lending strategy is essential
• Wider credit risk knowledge and portfolio analysis experience
• Experience in SAS is essential, Python is desirable

SALARY AND BENEFITS

• Base salary of up to £70,000
• Discretionary bonus
• Company pension scheme
• Private medical insurance

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link