Senior Credit Risk Data Analyst — Power BI & Insights (Hybrid)

Fair Finance Group; England; On-site; GBP 65,000 - 95,000; Full time

Benefits offered by this job

Flexible hybrid working

Purpose-driven culture

Supportive environment

Job summary

Fair Finance is seeking a Senior Business Analyst to shape data-driven credit risk strategies and deliver actionable insights. You will leverage your expertise in credit risk and Power BI to enhance portfolio performance and underwriting decisions.

You will work across policy, underwriting and marketing teams to refine scorecards, segmentation and affordability assessments, while ensuring regulatory compliance and high-quality data governance.

Qualifications

• Proven experience as a Business Analyst/Data Analyst in consumer lending, retail banking or fintech.
• Strong understanding of credit risk principles and regulatory frameworks.
• Advanced proficiency in Power BI, SQL and Excel for data analysis and visualisation.
• Experience with predictive modelling using statistical techniques.
• Excellent problem-solving and analytical thinking with the ability to translate data into insights.
• Excellent communication and stakeholder management skills.

Responsibilities

• Analyse credit risk performance across the enterprise’s personal loan portfolio using advanced data analytics tools and techniques.
• Develop, maintain, and automate Power BI dashboards and reports to monitor credit trends, default patterns, and risk exposure.
• Collaborate with credit policy, underwriting and marketing teams to refine scorecards, segmentation strategies, and affordability assessments.
• Translate business requirements into analytical solutions that support strategic objectives and regulatory compliance.
• Identify early warning indicators and recommend data-driven actions to mitigate emerging credit risks.
• Contribute to the development of credit risk models, stress testing, and scenario analyses to improve decision-making.
• Prepare and deliver clear presentations of insights to senior executives, board members, and external stakeholders.

Skills

Business analytics experience

Credit risk principles

Power BI

SQL

Excel

Predictive modelling

Problem-solving

Stakeholder management

Tools

Python

R

Job description

Fair Finance is seeking a Senior Business Analyst to shape data-driven credit risk strategies and deliver actionable insights. You will leverage your expertise in credit risk and Power BI to enhance portfolio performance and underwriting decisions.

You will work across policy, underwriting and marketing teams to refine scorecards, segmentation and affordability assessments, while ensuring regulatory compliance and high-quality data governance.