Senior Credit Analyst - Corporate

TN United Kingdom; London; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading financial institution is seeking a Senior Credit Analyst in London. The role involves assessing credit proposals, monitoring risks, and developing financial models. Ideal candidates will have a finance-related degree and strong financial modelling skills.

Qualifications

• Degree educated preferably in Finance, Business or Economics.
• Experience in Oil & Gas portfolio would be an advantage.

Responsibilities

• Assess proposals and write credit reports for business proposals.
• Monitor risk situations of borrowers in an allocated portfolio.
• Develop and maintain financial models for credit monitoring.

Skills

Financial Modelling

Team Player

Education

Degree in Finance

MBA

ACIB

CFA

FRM

Job description

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Senior Credit Analyst - Corporate, London

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Client:

Bank of China

Location:

London, United Kingdom

Job Category:

Finance

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EU work permit required:

Yes

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Job Reference:

87931c82660f

Job Views:

2

Posted:

14.05.2025

Expiry Date:

28.06.2025

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Job Description:

Credit Management department is the second line of defence (2LoD) credit function that is responsible to prepare risk assessment reports and credit recommendations in support of existing and new business for the Bank. As a Senior Credit Analyst - Corporate, your primary responsibility will be to complete the credit risk applications and perform ongoing monitoring of customers to ensure proactive and early identification of any credit concerns. You will also be responsible to develop solid industry vertical practices between first line of defence (1LoD) coverage and 2LoD credit for effective end-to-end credit management process. This is a full time permanent position.

Key responsibilities

• Assess proposals submitted to Credit Management Department from front office departments of Bank of China (UK) Limited and Bank of China London Branch, and write credit reports in respect of the business proposals. This includes research and evaluation of counterparty management, industry and transaction risk, financial accounts, cash flows and forecasts
• Compose and update credit applications including waiver requests, limit renewals and proposals for new transactions
• Attend Credit Committee of Bank of China (UK) Limited and Bank of China London Branch to present a summary of their credit reports to the Committee and answer any questions from the Committee members
• Support 1LoD coverage in business strategy definition and in on-boarding new Financial Institutions (FI) and Corporate clients
• Regularly monitor the risk situations of borrowers in an allocated portfolio as well as industry risks where particular responsibility for an industry has been allocated
• Develop and maintain financial models aimed at monitoring credit and market signals
• Ensure the compliance with departmental procedures manuals
• Manage the CCMS approval process from start to completion and work with front office to manage time frames and expectations

Requirements

• Degree educated preferably in Finance, Business or Economics
• Experience in Oil & Gas portfolio would be an advantage
• Relevant professional qualification is considered useful (e.g. MBA, ACIB, CFA, FRM)
• Comprehensive knowledge of Banking products and risks associated with them
• Comprehensive knowledge of legal documentation specific to Banking and CCP businesses
• Demonstrated financial and modelling skills
• Team player and able to work in a fast paced environment