Senior Credit Analyst

MW Recruitment Limited; Greater London; On-site; GBP 70,000 - 100,000; Full time

Job summary

Our client is an international bank in the City seeking a Senior Credit Analyst to join their growing team. You will evaluate credit proposals with a focus on Large corporates and commodity finance, ensuring all decisions align with the bank's policies and risk appetite.

Responsibilities include producing detailed credit evaluation reports, challenging Front Office proposals, monitoring borrower performance, and supporting senior management with timely risk analysis and mitigation strategies.

Qualifications

• Extensive experience in commodity finance or Large Corporates credit review.
• Strong financial analysis, projection, and stress-testing skills.
• Ability to assess and mitigate risks across various industries and sectors.
• Exceptional problem-solving and negotiation skills, with a proactive and independent mindset.

Responsibilities

• Provide detailed credit evaluation reports and mitigate key risks.
• Review proposals from Front Office and present independent credit opinions to Credit Committee.
• Monitor borrower performance, industry trends, and credit exposures throughout loan lifecycle.
• Support senior management with timely risk analysis and mitigation strategies.
• Conduct annual reviews and proactive monitoring for early warning signals.

Skills

Credit analysis

Risk assessment

Financial analysis

Negotiation

Independent working

Job description

Our client is an international bank based in the City, seeking a Senior Credit Analyst to join their growing team. This role will involve evaluating credit proposals, with a focus on Large corporates and commodity finance, while ensuring that all credit decisions adhere to the bank’s policies and risk appetite.

Key Responsibilities:

• Provide detailed credit evaluation reports, analyzing financial and non-financial risks, and making recommendations to mitigate key risks.
• Review and challenge proposals from the Front Office, presenting independent credit opinions to the Credit Committee.
• Monitor borrower performance, industry trends, and credit exposures, ensuring all covenants are adhered to throughout the loan lifecycle.
• Support senior management with timely risk analysis and suggest appropriate risk mitigation strategies.
• Conduct annual reviews of existing customers and proactive monitoring for early warning signals.

Candidate Requirements:

• Extensive experience in commodity finance or Large Corporates credit review.
• Strong financial analysis, projection, and stress-testing skills.
• Ability to assess and mitigate risks across various industries and sectors.
• Exceptional problem-solving and negotiation skills, with a proactive and independent mindset.

In Return:

You can expect a competitive salary, discretionary bonus, and the flexibility of working four days in the office