Senior Consultant - Payments

JR United Kingdom; London; On-site; GBP 45,000 - 85,000; Full time

Job summary

A leading consultancy is expanding their Payments team and seeks experienced Consultants and Senior Consultants with proven expertise in regulatory consultancy within the payments and e-money sector. This client-facing role will require deep regulatory knowledge, as well as the skill to provide practical compliance advice while maintaining strong client relationships. Candidates should possess exceptional communication skills and relevant qualifications, ready to thrive in a dynamic environment.

Qualifications

• Proven experience in regulatory consultancy in the payments sector.
• Strong expertise in PSD2, EMRs, AML, and FCA requirements.
• Ability to manage FCA applications.

Responsibilities

• Deliver consultancy support to clients in payments and e-money sector.
• Advise on regulatory obligations and maintain client relationships.
• Draft and review policies and procedures.

Skills

Regulatory consultancy

Payments regulation

Communication

Report writing

Commercial awareness

Education

Relevant professional qualifications (e.g., ICA, CISI)

Job description

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Our consultancy client are expanding their Payments team and seeking experienced Consultants and Senior Consultants who have a proven track record in regulatory consultancy, with a strong specialism in the payments and e-money sector.

This is a client-facing role requiring a deep understanding of the regulatory landscape, combined with the ability to provide commercially aware, practical compliance advice to a varied portfolio of clients.

Key Responsibilities

• Deliver high-quality, hands-on consultancy support to clients within the payments and e-money sector, including EMIs, PIs, PSPs, and fintechs.
• Advise on regulatory obligations under PSD2, EMRs, and FCA requirements.
• Provide end-to-end support on authorisations, variations of permission, audits, and regulatory change.
• Develop and maintain client relationships, acting as a trusted advisor.
• Draft and review policies, procedures, and risk assessments.
• Keep abreast of regulatory developments and communicate key updates to clients.
• For Senior Consultants: Mentor junior colleagues, lead project teams, and contribute to business development.

Requirements

• Proven experience in regulatory consultancy, ideally within a specialist consultancy or regulatory advisory firm.
• Strong expertise in payments regulation, including PSD2, EMRs, safeguarding, AML, and conduct requirements.
• Experience preparing and managing FCA applications and responses.
• Excellent communication and report writing skills.
• Commercial awareness and the ability to balance compliance with business goals.
• Confidence in working independently and managing multiple client engagements.
• For Senior Consultants: Experience leading projects and contributing to practice growth.
• Experience supporting cryptocurrency, digital asset, or open banking firms.
• Relevant professional qualifications (e.g., ICA, CISI, or legal/regulatory certifications).