Senior Commercial Underwriter - New Business

Starr Underwriting; York; Hybrid; GBP 45,000 - 55,000; Full time

Job summary

Join a leading insurance company as a Senior Commercial Underwriter in York, where you'll evaluate complex risks across various sectors, mentor junior staff, and contribute to continuous improvement projects. This role promises career progression, ongoing training, and a supportive culture within a recognized workplace.

Benefits

Annual bonus up to 17.5%

Contributory pension scheme

25 days annual leave + bank holidays

Family Friendly policy

Gym membership contribution

Health and wellbeing plan

Employee Volunteering

Life Assurance cover

Employee discounts on insurance policies

Qualifications

• Extensive new business underwriting experience across various classes.
• Resilient and effective communicator.
• Experience in coaching and mentoring.

Responsibilities

• Evaluate and assess complex risks across multiple business classes.
• Train, coach, mentor, and guide less experienced team members.
• Deliver short-term projects and activities.

Skills

Communication

Coaching

Risk Management

Negotiation

Job description

• Opportunity to be part of a National Commercial Underwriting function
• Receive ongoing training, career progression and personal growth
• Hybrid homeworking available with two days per week from our office in York

About the role:

We have an exciting opportunity for a diligent Insurance Commercial Underwriter to join our New Business team as a Senior Commercial Underwriter where you’ll be responsible for evaluating and assessing complex risks across a variety of business classes, including our Motor Trade, Farm, Estates and Commercial Select products as well as being a point of referral for less experienced team members. You’ll train, coach, mentor and guide team members and provide technical support to various stakeholders across the business and support Change to shape the department and it’s processes, looking to continuously improve the efficiency of our operations. You’ll also be responsible for delivering short-term and one off projects and activities.

Here at NFU mutual, we operate with a unique model of a tied agency network. Our NFU Mutual agencies are the vital day-to-day link with our customers and, as an Underwriter, you'll build strong relationships and work collaboratively with our Agents, resolving complex referrals and ensuring effective management of the insurance risk cost whilst delivering the right solution and service for our members.

We provide a comprehensive induction to the role and to make sure you get the most out of this, you will need to be able to commit to being in the office full-time for the first 6 months. Following your induction, you will receive ongoing training which will support your career progression and personal growth.

Working hours: 35 hours per week, Monday – Friday with shifts between the hours of 8am and 6pm.

About you:

You’ll be a Commercial Underwriting professional with extensive new business underwriting experience across a variety of business classes. You’ll be a resilient individual and able to demonstrate effective communication skills which will enable you to establish strong working relationships with key stakeholders across the business, with the ability and confidence to challenge and influence where necessary. To join our team, you’ll also have:

• Property & Liability Commercial Underwriting experience within the mid-market space
• Experience of coaching, mentoring, and training colleagues
• Confident communicator with experience of leading and influencing risk decisions
• The ability to make rational and logical decisions in a fast-paced environment

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.

We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

Benefits and Rewards:

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

• Salary up to £55,000 depending on experience
• Annual bonus (up to 17.5% of salary)
• Contributory pension scheme, up to 20%, including your 8% contribution
• 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme
• A Family Friendly policy that helps you balance your work and family responsibilities
• Access to savings at High Street brands, travel and supermarkets
• £20 contribution to a monthly gym membership – subject to T&Cs
• Health and wellbeing plan - cashback for dentist, opticians, physio and more
• Access to voluntary benefits, including health assessments, private medical insurance and dental insurance
• Employee Volunteering - volunteer in the community for one day each year
• Unlimited access to Refer a Friend £500 bonus scheme
• Life Assurance cover of 4 x salary
• Employee discounts of 15% on a range of NFU Mutual insurance policies.

Working at NFU Mutual:

We’re one of the UK’s leading general insurance and financial services companies. For over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us. We pride ourselves on being “a great place to work” and we're one of only 60 companies across the globe to receive a Gallup Exceptional Workplace 2024 award, and one of only 2 companies to receive the award for the ninth consecutive year. We were also named in the LinkedIn Top 25 Companies List 2021, the Glassdoor Best Places to Work UK List 2023 and 2024, and were recognised as a certified UK Top Employer by the Top Employers Institute in 2023 and 2024.

We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable, so we are successful now and in the future.