Senior Commercial Underwriter Corporate Insurance

NFU Mutual; Stratford-upon-Avon; Hybrid; GBP 65,000 - 75,000; Full time

Job summary

Join NFU Mutual as a Senior Commercial Underwriter to manage large corporate risks and lead a team. You'll evaluate insurance risks, negotiate policy terms, and contribute to a supportive company culture that promotes professional growth and customer service excellence.

Benefits

Contributory pension scheme up to 20%

25 days annual leave

Annual bonus up to 17.5%

Health and wellbeing plans

Employee volunteering opportunities

Life Assurance of 4x salary

Qualifications

• Extensive experience in Commercial Property or Liability risks.
• Experience coaching, mentoring, and training colleagues.
• Ability to make rational decisions in a fast-paced environment.

Responsibilities

• Manage a portfolio of existing clients and quotations.
• Review and evaluate insurance risks, proposing policy terms.
• Train and mentor team members.

Skills

Communication

Leadership

Collaboration

Education

CII qualification

Job description

Senior Commercial Underwriter Corporate Insurance

Job Number

CSDI03810

Closing Date

26-Jun-2025

• Join an award-winning, people-centric company dedicated to supporting your professional growth and personal wellbeing.
• Become part of a thriving team specialising in Large Corporate Underwriting cases.
• Work from home up to 4 days a week with 1 day a week in Stratford-upon-Avon, Bristol or York, plus approximately 1 day a month in Stratford-upon-Avon as the main team location.

About the role

NFU Mutual’s Large Corporate Insurance Department manages our largest and most complex corporate risks, with premiums over £100k. They oversee £200 million in GWPI, underwriting Property and Liability risks to drive sustainable, long-term profitable growth. We’re pleased to share this exciting new opportunity as an Underwriter.

In this role, you will manage a portfolio of existing clients and quotations, serving as the lead underwriter. You will review and evaluate insurance risks, proposing and negotiating policy terms for corporate business in line with NFU Mutual's underwriting principles and standards.

Your work will ensure fair outcomes and exceptional customer service, aligned with the company’s risk appetite and financial goals. You will build and maintain strong relationships with team members, agents, brokers, and clients, ensuring objectives are met and service levels are maintained.

You’ll train, coach, mentor, and guide team members, provide technical support to various stakeholders, and support change initiatives to improve departmental efficiency. You’ll also deliver short-term and one-off projects, handle policy cancellations, resolve complaints, and support agents and brokers during client meetings to enhance customer value and uphold NFU Mutual’s reputation.

About you

You’ll be a Commercial Underwriting professional with extensive experience in Commercial Property or Liability risks within the UK general insurance market, from an insurer or broker environment.

You’ll be resilient with effective communication skills to establish strong relationships across the business, and confident to challenge and influence risk decisions. To join our team, you should also have:

• Experience coaching, mentoring, and training colleagues
• Strong communication skills with leadership experience in risk decisions
• The ability to make rational, logical decisions in a fast-paced environment
• A collaborative approach and team-oriented mindset
• A strategic and forward-thinking outlook

A CII qualification or working towards it is desirable but not essential; we can support your professional development in this area.

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate diversity and share a vision of doing the right thing for our customers and employees.

We encourage candidates to discuss any adjustments needed during the recruitment process. We are proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory, welcoming applications from all backgrounds.

Benefits and Rewards

When you join us, you can expect a supportive culture and attractive rewards, including:

• Salary up to £65,000 depending on experience
• Annual bonus (up to 17.5% of salary)
• Contributory pension scheme, up to 20%, including your 8% contribution
• 25 days annual leave, bank holidays, and a buy/sell holiday scheme
• Family Friendly policies
• Savings discounts at high street brands, travel, and supermarkets
• £20 contribution to monthly gym membership (T&Cs apply)
• Health and wellbeing plans, cashback for healthcare services
• Access to voluntary benefits including private medical and dental insurance
• Employee volunteering opportunities
• Refer a Friend scheme with a £500 bonus
• Life Assurance of 4x salary
• Employee discounts on NFU Mutual insurance policies

Working at NFU Mutual

We’re a leading UK general insurance and financial services company with over 110 years of customer focus. Recognized with awards like the Gallup Exceptional Workplace 2024, we pride ourselves on being a great place to work. Our culture empowers our people to grow, recognize, and reward their contributions, respecting their individuality and community involvement.