Senior Commercial Underwriter

ENGINEERINGUK; York; On-site; GBP 40,000 - 65,000; Full time

Job summary

A leading UK insurer seeks an experienced Underwriter to manage corporate insurance portfolios. This role involves evaluating risks, proposing policy terms, and mentoring team members, contributing to client relations and organizational growth. The ideal candidate will have a strong background in Commercial Property or Liability risks and excellent communication skills.

Benefits

Contributory pension scheme, up to 20%

25 days annual leave + bank holidays

Discounts at High Street brands, travel, and supermarkets

£20/month gym contribution

Health and wellbeing plans

Life Assurance (4x salary)

Employee discounts on insurance policies

Family Friendly policies

Volunteering opportunities

Refer a Friend scheme with £500 bonus

Qualifications

• Experience in Commercial Property or Liability risks within the UK general insurance market.
• Experience in coaching and mentoring team members.
• Strategic and forward-thinking mindset.

Responsibilities

• Manage a portfolio of existing clients and quotations.
• Review and evaluate insurance risks, proposing policy terms.
• Train, coach, mentor, and guide team members.

Skills

Resilience

Effective communication

Collaborative approach

Education

CII qualification (preferred)

Job description

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Employer: NFU Mutual | Location: York | Salary: Up to £65,000 + 17.5% annual bonus + benefits package | Closing date: 23 Jul 2025

About the role

NFU Mutual's Large Corporate Insurance Department manages our largest and most complex corporate risks, with premiums over £100k. They oversee £200 million in GWPI, underwriting Property, Liability, and Motor Fleet risks to drive sustainable, long-term profitable growth. We are pleased to offer this exciting opportunity as an Underwriter.

In this role, you will manage a portfolio of existing clients and quotations, serving as the lead underwriter. You will review and evaluate insurance risks, proposing and negotiating policy terms for corporate business in line with NFU Mutual's underwriting principles and standards.

Your work will ensure fair outcomes and exceptional customer service, aligned with the company's risk appetite and financial goals. You will build and maintain strong relationships with team members, agents, brokers, and clients. You will also train, coach, mentor, and guide team members, provide technical support, support change initiatives, and handle policy cancellations, complaints, and client meetings to enhance customer value and uphold the company's reputation.

About you

You should be a Commercial Underwriting professional with extensive experience in Commercial Property or Liability risks within the UK general insurance market, from an insurer or broker environment. Key qualities include resilience, effective communication, ability to challenge and influence, and a collaborative approach. Experience in coaching, mentoring, and leading risk decisions is essential. A strategic and forward-thinking mindset is desirable. A CII qualification or working towards one is preferred but not essential, as support is available.

NFU Mutual values diversity and inclusion and encourages candidates from all backgrounds to apply. We support adjustments and accommodations during the recruitment process. We are a Disability Confident Employer, and signatories of the Race at Work and Women in Finance Charters.

Benefits and Rewards

When you join us, you can expect a supportive culture and a range of rewards including:

• Salary up to £60,000 depending on experience
• Annual bonus (up to 17.5%)
• Contributory pension scheme, up to 20%
• 25 days annual leave + bank holidays + buy/sell holiday scheme
• Family Friendly policies
• Discounts at High Street brands, travel, and supermarkets
• £20/month gym contribution
• Health and wellbeing plans
• Volunteering opportunities
• Refer a Friend scheme with £500 bonus
• Life Assurance (4x salary)
• Employee discounts on insurance policies

Working at NFU Mutual

We are one of the UK's leading general insurance and financial services companies, with over 110 years of customer focus. We are recognized as a Gallup Exceptional Workplace, a Top Employer, and have received numerous awards for our workplace culture. We offer opportunities for growth, recognition, and a respectful environment.

Apply now

Location: York, Zenith House, Clifton Park Avenue, Shipton Road, York, YO30 5PB

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