Senior Commercial Finance Broker & Panel Lead

Capiteq; Manchester; Presencial; GBP 30.000 - 80.000; Jornada completa

Descripción de la vacante

Capiteq Finance in Manchester seeks a Commercial Finance Broker & BDM to originate, structure and place deals across development finance, bridging, business loans, short-term lending and commercial mortgages. You will lead lender panel development and manage the brokerage desk to ensure smooth case flow and strong lender relationships.

You will build a balance of speed, cost and lender fit, while nurturing introducers and leveraging Capiteq's own-book lending arm.

Formación

• Proven track record originating and placing deals in development finance, bridging, business loans, or commercial mortgages.
• Experience building or managing lender relationships/panels.
• Existing introducers or transferable client base preferred.
• Knowledge of specialist and short-term lending market and panel pricing.
• Strong negotiation and relationship management with commercial judgement.
• Comfortable as senior figure on the desk.
• CeMAP, CeRER, or equivalent qualification is an advantage.

Responsabilidades

• Lead the build-out of Capiteq's external lender panel across development finance, bridging, business loans, and commercial mortgages - sourcing, appointing, and negotiating terms of business with new lenders.
• Own and run the brokerage desk day-to-day: coordinating case flow, panel relationships, and deal placement, as the senior point of contact.
• Originate new business across development finance, commercial bridging, business loans, short-term lending, and commercial mortgages, via introducers, direct enquiries, and self-generated pipeline.
• Assess borrower requirements and structure the most appropriate finance solution, balancing speed, cost, and lender fit.
• Package and present cases to lenders — including Capiteq's own-book lending arm and panel lenders — managing the process from initial enquiry through to completion.
• Negotiate terms with lenders on the client's behalf, securing competitive rates and workable structures, and monitor panel service levels and pricing benchmarks.
• Maintain and grow a network of introducers (accountants, solicitors, property professionals, other brokers) to generate consistent deal flow.
• Keep accurate, compliant records of client interactions, recommendations, and deal progression on the CRM.
• Stay current on lender criteria, market pricing, and regulatory requirements across the relevant finance products.
• Work closely with Capiteq's credit and underwriting function on own-book placements.

Conocimientos

Negotiation

Relationship management

Networking

Senior desk leadership

Educación

CeMAP / CeRER or equivalent

Finance related degree (advantage)

Herramientas

CRM software

Lender panel management

Descripción del empleo

Capiteq Finance in Manchester seeks a Commercial Finance Broker & BDM to originate, structure and place deals across development finance, bridging, business loans, short-term lending and commercial mortgages. You will lead lender panel development and manage the brokerage desk to ensure smooth case flow and strong lender relationships.

You will build a balance of speed, cost and lender fit, while nurturing introducers and leveraging Capiteq's own-book lending arm.