Senior Bridging Underwriter

Stellar Select Ltd; Borehamwood; Hybrid; GBP 48,000 - 80,000; Full time

Benefits offered by this job

25 days annual leave

Private medical insurance

Life insurance

Employer contributory pension scheme

Annual discretionary bonus

Quarterly social events

Monthly incentives

State-of-the-art office

In-house chefs - breakfast, lunch, and

snacks Monday to Friday

Early Friday finish

Learning and development sessions

Electric car and cycle-to-work

Birthday vouchers

Star of the Month awards

Job summary

Stellar Select Ltd in Borehamwood is seeking a Senior Bridging Underwriter to lead a team of underwriters while handling a personal deal pipeline and lending decisions.

You will present cases to credit committees, manage relationships with brokers, solicitors, and valuers, and contribute to process improvements and regulatory compliance.

Qualifications

• Bridging finance underwriting experience.
• Senior-level experience with leading or mentoring teams.
• Experience managing a personal deal pipeline and presenting to committees.
• Strong credit assessment and commercial awareness.
• Excellent communication and stakeholder management skills.

Responsibilities

• Lead and support a team of underwriters and origination staff.
• Underwrite bridging loan applications from assessment through to completion.
• Manage a personal deal pipeline alongside team responsibilities.
• Assess borrower risk, security, exit strategies, and lending proposals.
• Present cases to credit committees, outlining risks and rationale.
• Build relationships with brokers, solicitors, and valuers.
• Monitor team performance, KPIs, and turnaround times.
• Identify opportunities to improve underwriting processes and efficiencies.
• Work with finance and treasury teams to support timely funding.
• Maintain knowledge of regulatory requirements across bridging.

Skills

Underwriting experience in bridging

Team leadership

Credit assessment

Stakeholder management

Job description

Job Title: Senior Bridging Underwriter

Location: Borehamwood (4 days in the office, 1 day working from home)

Salary: Up to circa 80,000 DOE

Hours: Monday to Friday, 9:00 am - 5:30 pm

Benefits:

• 25 days annual leave plus bank holidays
• Private medical insurance and life insurance
• Employer contributory pension scheme
• Annual discretionary bonus
• Quarterly social events and monthly incentives
• State-of-the-art office with top-of-the-range IT equipment
• In-house chefs providing breakfast, lunch, and snacks Monday to Friday
• Early Friday finish
• Regular learning and development sessions
• Electric car, cycle-to-work and bicycle hire schemes
• Birthday vouchers and Star of the Month awards

About the Role of Senior Bridging Underwriter:

We are recruiting a Senior Bridging Underwriter to join a growing specialist lender in Borehamwood. This is an excellent opportunity for an experienced bridging underwriter to combine hands-on underwriting with team leadership and play a key role in the lending process.

You will oversee a team of underwriters, manage your own deal pipeline, make commercially sound credit decisions, and present cases to credit committees. You will also build relationships with brokers and other key stakeholders while helping to improve underwriting processes and team performance.

Responsibilities for the Role of Senior Bridging Underwriter:

• Lead and support a team of underwriters and origination staff.
• Underwrite bridging loan applications from assessment through to completion.
• Manage a personal deal pipeline alongside team responsibilities.
• Assess borrower risk, security, exit strategies, and lending proposals.
• Present cases to credit committees, clearly outlining risks and lending rationale.
• Build strong relationships with brokers, solicitors, and valuers.
• Monitor team performance, KPIs, and turnaround times.
• Identify opportunities to improve underwriting processes and efficiencies.
• Work with finance and treasury teams to support timely funding.
• Maintain knowledge of regulatory requirements across regulated and unregulated bridging.

Experience Required for the Role of Senior Bridging Underwriter:

• Proven track record in bridging finance underwriting
• Previous senior-level experience, with team leadership or mentoring responsibilities.
• Experience managing a personal deal pipeline and presenting cases to credit committees.
• Strong credit assessment skills and commercial awareness.
• Excellent communication and stakeholder management skills.