Savings Pricing Manager

Monzo; Cardiff, Greater London; Hybrid; GBP 70,000 - 100,000; Full time

Benefits offered by this job

£1,000 learning budget

MacBook provided

Home-office setup support

Job summary

Monzo is seeking a Savings Pricing Manager to drive performance of savings products and shape pricing strategy through data analysis and modelling. This role sits at the crossroads of commercial strategy, analytics, and product growth.

You’ll monitor portfolio health, model pricing trade-offs for growth vs profitability, and collaborate with Finance, Treasury, Data Science, and Product squads to translate insights into actionable decisions that fuel sustainable growth.

Qualifications

• Pricing leadership and portfolio management experience within UK retail banking or fintech.
• Strong analytical mindset with ability to turn data into commercial decisions.
• Experience with data analysis/visualisation tools (Looker, SQL, Python, Jupyter).
• Ability to navigate complex spaces and translate financial data into clear narratives.

Responsibilities

• Monitor portfolio performance and identify drivers of deposit movements.
• Model pricing elasticity and trade-offs to balance growth and profitability.
• Size and model the commercial impact of strategic initiatives with Finance input.
• Provide analytical clarity on pricing decisions and balance sheet impacts across Monzo.
• Develop pricing analytics and maintain Looker datasets and dashboards.
• Keep a view on UK macro trends, BoE rate changes and competitor moves to guide pricing shifts.

Skills

Pricing leadership

Portfolio management

Data-driven decision making

Analytical thinking

Product sense

Tools

Looker

SQL

Python

Jupyter

Job description

We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo

Our Savings team

We’re looking for a Savings Pricing Manager to drive and continuously improve the performance of Monzo’s savings products. This role sits at the intersection of commercial strategy, data analysis, modelling, and product growth.

You’ll be responsible for understanding how our savings rates perform in the market, why, and what we should do about it—from pricing optimisation to deposit forecasting. You will collaborate closely with Finance, Treasury, Data Science, and Product squads to develop market and deposit insights and analysis, and turn them into actionable decisions that drive sustainable growth.

You’ll play a key role by...

• Monitoring portfolio performance: Tracking the health of our live savings products against commercial targets, identifying performance trends, and digging into the data to diagnose the drivers behind deposit movements.
• Driving volume and margin trade-offs: Analysing pricing elasticity, acquisition, and retention data to model trade-offs and optimise growth vs. profitability.
• Contributing to savings strategy: Sizing and modelling the commercial impact of strategic initiatives to help evaluate and recommend future decisions, while collaborating with Finance during planning cycles.
• Cross-functional alignment: Partnering with Treasury, Finance, and Product Squads to provide analytical clarity on pricing decisions and balance sheet impacts across Monzo.
• Developing pricing analytics: Building, maintaining, and improving our core pricing datasets and Looker dashboards.
• Leading competitor & macro analysis: Maintaining a view of the UK macroeconomic landscape, Bank of England rate changes, and competitor movements to recommend agile, market-leading pricing shifts.
• You have pricing, portfolio management or commercial product management experience within UK retail banking, fintech, or a highly fast-paced consumer finance environment.
• You are highly analytical and hands-on with data, comfortable using data to understand customer behaviour and drive commercial decisions.
• You have experience working with Data Analysis or visualisation tools (e.g., Looker, SQL, Python, Jupyter) to deliver valuable insights.
• You are comfortable working in complex, ambiguous spaces and can translate intricate financial data into clear, compelling narratives for stakeholders.
• You thrive in a product-led, digital-first environment where things move quickly.

What’s in it for you

This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London)

We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

£1,000 learning budget each year to use on books, training courses and conferences.

We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage