Risk Pricing Manager

Harnham; Slough; Hybrid; GBP 65,000 - 80,000; Full time

Benefits offered by this job

Car allowance

Hybrid working

Annual bonus

Private medical insurance

Pension (matching)

27 days holiday + bank holidays

Job summary

Harnham is seeking a Risk Pricing Manager in London, operating in a hybrid setup (approx. one day per week in the office). The role leads a pricing analytics team, enhances pricing models, and translates market insights into commercial pricing decisions for Home Insurance products.

You will collaborate with analytics teams, review actuarial outputs, and drive continuous improvements using the latest data and trends. Strong leadership and pricing experience are essential.

Qualifications

• Experience in Risk Pricing or Pricing within personal lines insurance.
• Home insurance experience preferred, other lines considered.

Responsibilities

• Lead and develop a small team of Pricing Analysts.
• Enhance and maintain existing pricing models.
• Deliver pricing strategy across Home Insurance products.
• Analyse claims, market and customer data to identify pricing opportunities.
• Review actuarial models and optimise how they are applied commercially.
• Collaborate with Home Analytics & Pricing team and stakeholders.
• Translate insights into commercial pricing decisions.
• Drive continuous improvements using new data and market trends.

Skills

Pricing experience

Leadership

Analytical mindset

Stakeholder communication

Python

SQL

Model interpretation

Home insurance

Tools

Python

SQL

Job description

Risk Pricing Manager

London (Hybrid – 1 day per week on average)

£65,000–£80,000 + £5,000 Car Allowance

THE COMPANY

Join one of the UK's leading digital insurers, investing heavily in pricing, data and analytics to transform how insurance products are priced. You'll join a collaborative pricing function focused on using data, market trends and innovative techniques to improve commercial performance while delivering fair customer outcomes.

THE ROLE

You'll lead a small team within the Home Risk Pricing function, helping deliver pricing strategy across home insurance products. This is a commercially focused role where you'll enhance existing pricing models, analyse market trends and translate insights into pricing decisions rather than building models from scratch.

Working closely with the Home Analytics & Pricing team, you'll review actuarial models, identify opportunities to improve pricing performance and ensure pricing strategies remain competitive in the market.

Responsibilities include:

• Lead and develop a small team of Pricing Analysts.
• Enhance and maintain existing pricing models.
• Deliver pricing strategy across Home Insurance products.
• Analyse claims, market and customer data to identify pricing opportunities.
• Review actuarial models and optimise how they are applied commercially.
• Work closely with the Home Analytics & Pricing team and wider stakeholders.
• Translate analytical insights into commercial pricing decisions.
• Drive continuous improvements using new data and market trends.

YOUR SKILLS AND EXPERIENCE

• Experience in Risk Pricing or Pricing within personal lines insurance.
• Home insurance experience is preferred, although Motor, Van, Bike or Travel insurance backgrounds will also be considered.
• Commercial pricing experience with the ability to interpret model outputs and deliver business insight.
• Python preferred (R also considered).
• SQL really useful.
• Previous leadership experience is advantageous, although candidates looking to step into management will also be considered.
• Strong analytical mindset with excellent stakeholder communication skills.

THE BENEFITS

• Salary up to £80,000 (£85,000 for exceptional management experience).
• £5,000 Car Allowance.
• Hybrid working (around one day per week in the office).
• Annual bonus.
• Private Medical Insurance.
• Up to 10% matched pension.
• 27 days holiday plus bank holidays, with the option to buy or sell leave.
• Excellent learning and career progression opportunities.