Home Risk Pricing Manager

Harnham - Data & Analytics Recruitment; East Midlands; Hybrid; GBP 65,000 - 80,000; Full time

Benefits offered by this job

Hybrid working

Private medical insurance

Matched pension up to 10%

Annual bonus

Job summary

Harnham - Data & Analytics Recruitment is seeking a Home Risk Pricing Manager to shape pricing strategy for a leading UK insurer. You will blend leadership with hands-on pricing analysis, guiding a small team while driving commercial outcomes.

You will use models, data and pricing insights to steer decisions that grow profitability, spend time coaching analysts, and collaborate with cross-functional teams including Data Science and Actuarial. Hybrid work is offered.

Qualifications

• Experience in Personal/household lines pricing (home pricing)
• Background as Senior Pricing Analyst, Pricing Manager or Risk Pricing Manager
• Strong analytical and commercial mindset
• Experience with pricing and risk models

Responsibilities

• Lead and develop a pricing team of analysts
• Analyse policy, quote, claims, market and risk data to identify pricing opportunities
• Develop pricing insights to improve profitability and growth
• Collaborate with Data Science, Actuarial, Underwriting and Engineering teams
• Review models and translate outputs into pricing strategy

Skills

Pricing analytics

Python

Stakeholder management

Pricing models

Analytical mindset

Tools

SQL

Job description

I'm hiring a Home Risk Pricing Manager for a leading UK insurer with a strong reputation for investing in pricing, analytics, and data science.

This role sits within the Home Pricing function and offers a blend of pricing strategy, analytical problem-solving, and team leadership, supporting the delivery of profitable growth across the home insurance portfolio.

The role

Reporting into the Senior Home Risk Pricing Manager, you'll play a key role in shaping pricing strategy for the home insurance book.

This isn't a pure modelling role. Instead, you'll use models, data, and pricing insight to make commercial decisions about how pricing should be adjusted to drive growth and profitability.

You'll spend roughly half your time leading and coaching analysts, with the remainder focused on hands‑on pricing analysis and strategy.

What you'll be doing

• Lead and develop a small team of pricing analysts
• Analyse policy, quote, claims, market and risk data to identify pricing opportunities
• Develop and deliver pricing insights to improve profitability and growth
• Work closely with Data Science, Actuarial, Underwriting and Engineering teams
• Critically review pricing and risk models developed by actuaries and data scientists
• Translate model outputs into effective pricing strategies and actions
• Identify customer segments where pricing can be optimised
• Support peer reviews, coaching and mentoring across the team

What they're looking forEssential

• Personal lines insurance pricing experience (Home, Motor, Van, Travel, Bike, etc.)
• Senior Pricing Analyst, Risk Pricing Analyst, Pricing Manager or Risk Pricing Manager background
• Strong analytical and commercial mindset
• Experience working with pricing and risk models
• Strong stakeholder management and communication skills
• Python preferred (R also considered)
• SQL experience is beneficial
• Ability to turn analytical findings into pricing strategy and business outcomes

Nice to have

• Team leadership or mentoring experience
• Experience managing pricing portfolios
• Exposure to Home Insurance pricing specifically

Why join?

• Highly respected pricing and analytics function
• Opportunity to influence a major Home Insurance portfolio
• Strong blend of leadership and hands‑on analytical work
• Flexible hybrid working
• Excellent benefits package
• Opportunity to work alongside Pricing, Data Science, Underwriting and Actuarial specialists

Package

• £65,000-£80,000 (potential flexibility for exceptional candidates)
• £5,000 car allowance
• Annual bonus scheme
• Private medical insurance
• Matched pension up to 10%
• 27 days holiday + bank holidays
• Hybrid working