Risk Manager - Payments

ZipRecruiter; Manchester; Hybrid; GBP 50,000 - 80,000; Full time

Job summary

An established industry player is seeking a Payments Risk Manager to shape secure payment operations. This hybrid role involves leading risk management initiatives, ensuring compliance with regulations, and engaging with stakeholders to foster a risk-aware culture. If you have deep expertise in payment systems and a passion for fraud prevention, this is an exciting opportunity to make a significant impact in the financial sector.

Qualifications

• Expertise in UK/international payment systems and regulations.
• Strong experience in fraud prevention and risk mitigation.

Responsibilities

• Lead initiatives to identify and mitigate payment-related risks.
• Engage with stakeholders to ensure compliance and governance.

Skills

Payments Risk Management

Fraud Prevention

Regulatory Compliance

Stakeholder Engagement

Data Analysis

Job description

Job Description

We're Hiring: Payments Risk Manager | Manchester (Hybrid)

Are you passionate about managing risk in the ever-evolving world of payments? A dynamic opportunity has opened up at a leading UK financial institution for an experienced Payments Risk Manager to play a key role in shaping and safeguarding critical payment operations.

What You’ll Be Doing

In this pivotal second-line role, you'll be leading initiatives to identify, assess, and mitigate payment-related risks, from operational exposure to fraud and financial crime. Working closely with senior leadership, cross-functional teams, and third-party experts, you’ll help define the future of secure and compliant payment processes.

Your focus will span:

• Payment risk strategy and oversight across channels (Faster Payments, CHAPS, Bacs, SWIFT, Open Banking)
• Fraud detection and financial crime prevention
• Regulatory compliance (FCA, PSD2, AML, PSRs)
• Stakeholder engagement and governance
• Driving continuous improvement and embedding a risk-aware culture

You're someone who:

• Brings deep expertise in UK/international payment systems and regulations
• Has strong fraud prevention and risk mitigation experience in a financial services context
• Knows how to lead with insight, communicate with clarity, and engage with impact
• Is confident working with data, risk frameworks, and evolving regulatory landscapes
• Can balance strategic oversight with operational effectiveness