Risk Manager

Virgin Money UK PLC; Swindon; Híbrido; GBP 60.000 - 90.000; Jornada completa

Descripción de la vacante

Virgin Money UK PLC is seeking a Risk Manager in the Risk Decision & Data Science team to develop credit scoring capabilities across Retail Lending, enabling advanced analytics for decisions in the credit lifecycle. You will deliver hands-on scorecard/model developments to tight timescales and translate complex issues for senior stakeholders.

The role supports a hybrid working model with engagement across UK offices, including Swindon, and regular collaboration with Secured and Unsecured Risk,

Descripción del empleo

A fantastic opportunity has become available as a Risk Manager in our thriving Risk Decision & Data Science team - winners of the "Credit Modelling & Risk Team of the Year" at both the 2022 and 2020 Credit Strategy Awards. RD&DS is a dynamic and fun place to work, with a fantastic team culture and a culture for recognising and rewarding the great work its colleagues do.

As a Risk Manager, with the support of a Risk Manager Lead or Senior Manager, you will be responsible for delivering the development of credit scoring capability in the team. Thus, enabling the delivery of cutting-edge analytical tools that optimise decisions for all our Retail Lending portfolios, across all aspects of the credit lifecycle (Application, Behavioural and Collections/Recoveries), as well as Affordability solutions that ensure responsible lending and compliance with regulation.

Experience of "hands-on" delivery of multiple scorecard / model developments to tight timescales will be essential, as elements of the role will involve developing innovative solutions to complex business problems.

Proven experience in stakeholder management and communication will be integral to the role, as it will involve regular engagement with the Senior Management in Secured and Unsecured Risk, Model Risk Oversight, Collections/Recoveries, and Product areas. Capability to translate complex issues into a more palatable form for a less technical audience will also be critical to ensure productive relationships with key stakeholders.

At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.

For this job you'll spend at least two days per week, or if part time you'll spend 40% of your working time, based at either Swindon office. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here .