Risk & Compliance Manager

Snap Finance UK; Milton Keynes; Ibrido; GBP 70.000 - 110.000; Tempo pieno

Vantaggi offerti da questo lavoro

Hybrid working arrangements

Private healthcare

Discounted gym memberships

Career growth opportunities

Descrizione del lavoro

Snap Finance UK is seeking a commercially minded Risk & Compliance Manager to shape risk strategy and influence decisions across the business. You will work with the Chief Risk Officer and senior leaders to strengthen risk and compliance frameworks while balancing regulatory duties with growth objectives.

You will lead risk assessments, monitor regulatory changes, and deliver insightful metrics and board-ready reports.

Competenze

• Experience in risk, compliance or enterprise risk management within consumer credit, financial services, banking, lending or fintech.
• Strong understanding of FCA regulatory requirements, including Consumer Duty, CONC, SYSC, AML and data protection.
• Strong commercial awareness balancing objectives with risk
• Excellent analytical skills interpreting data and identifying risks
• Confident engaging with senior leaders and Board-level stakeholders
• Strong stakeholder management and independent challenge capabilities
• Experience supporting strategic initiatives and product development with risk metrics
• Experience in regulated consumer lending or governance/audit qualifications is advantageous

Mansioni

• Embed risk and compliance into business strategy, influencing decision-making and product development.
• Strengthen and monitor Risk Management and Compliance Frameworks and identify regulatory changes.
• Lead enterprise-wide risk assessments and maintain Risk and Control Registers.
• Conduct control validation exercises and targeted reviews against risk appetite.
• Oversee regulatory compliance and support monitoring programmes and remediation.
• Use data to identify emerging risks and performance gaps with meaningful metrics.
• Deliver clear risk reporting to senior leadership, committees and the Board.
• Foster strong governance and effective stakeholder relationships across the business.

Conoscenze

Risk & Compliance

Enterprise risk management

FCA regulatory requirements

Data analysis

Stakeholder management

Board-level communication

Strategic risk guidance

Formazione

Relevant risk/compliance/governance/audit qualifications

Descrizione del lavoro

JOIN AN AMBITIOUS TEAM WHERE YOU CAN INFLUENCE DECISIONS, DRIVE CHANGE AND MAKE A REAL IMPACT!

We're looking for a commercially minded Risk & Compliance Manager who can think strategically, challenge confidently and help drive sustainable business growth.

Working closely with our Chief Risk Officer and senior leaders across the business, you'll play a key role in strengthening our risk and compliance frameworks, influencing business decisions and ensuring we balance commercial ambition with regulatory responsibilities.

If you're a proactive, solutions-focused professional who sees risk management as an enabler of growth rather than a barrier, we'd love to hear from you!

Who are we and what do we do?

Snap Finance UK is an award-winning, growing FinTech company focused on making retail finance more accessible through innovative technology. Snap's proprietary technology platform and decisioning algorithms are changing the face and pace of consumer retail finance.

Our commitment to innovation in inclusive lending has been recognised, with Snap awarded Best Use of Open Banking 2026. We've also been recognised as one of The Sunday Times Best Places to Work 2026, reflecting our strong, supportive culture and commitment to our people.

Snap Finance UK is dedicated to its customers, retail partners and people, who are at the heart of our business. Established in 2017 and based in Milton Keynes, we're backed by our parent company, founded in the United States in 2012.

Discover more about us at www.snapfinance.co.uk/careers

Reporting to: Chief Risk Officer

Hours: Monday – Friday, 9:00am – 5:30pm (37.5 hours a week)

Salary: £Competitive + Discretionary Bonus

Your key responsibilities will include:

• Partnering with senior leaders to embed risk and compliance into business strategy, decision‑making and product development, balancing commercial objectives with regulatory requirements.
• Supporting and strengthening our Risk Management and Compliance Frameworks, identifying emerging risks, regulatory developments and opportunities for improvement.
• Leading enterprise‑wide risk assessments, maintaining the Risk and Control Register and challenging the effectiveness of controls and mitigation plans.
• Conducting control validation exercises and targeted reviews, ensuring risks are effectively managed within our agreed risk appetite.
• Overseeing regulatory compliance, monitoring regulatory changes and supporting the Compliance Monitoring Programme and remediation activities.
• Using data and insights to identify emerging risks, control weaknesses and customer outcome concerns, developing meaningful risk and compliance metrics.
• Delivering clear, insightful risk and compliance reporting to senior leadership, Committees and the Board, turning complex information into actionable recommendations.
• Building strong relationships across the business, providing constructive challenge and supporting effective governance, regulatory interactions and assurance activities.

What we're looking for:

• Experience working in risk, compliance or enterprise risk management within consumer credit, financial services, banking, lending or fintech.
• A strong understanding of FCA regulatory requirements, including Consumer Duty, CONC, SYSC, AML and data protection.
• Strong commercial awareness, with the ability to balance business objectives with effective risk management and regulatory obligations.
• Excellent analytical skills, with the ability to interpret data, identify emerging risks and translate insights into practical recommendations.
• Confidence engaging with senior leaders and Board‑level stakeholders, communicating complex risk and regulatory matters clearly.
• Strong stakeholder management and influencing skills, with the ability to provide independent challenge and support informed decision‑making.
• Experience supporting strategic business initiatives, change programmes and product development, alongside the ability to develop meaningful risk and compliance metrics.
• Experience within regulated consumer lending, executive‑level reporting or relevant risk, compliance, governance or audit qualifications would be an advantage.

What's in it for you?

Joining Snap Finance means becoming part of a forward‑thinking, ambitious and supportive team.

We offer:

• Competitive salary, discretionary bonus and opportunities for professional growth.
• Hybrid working arrangements, offering a balance of office‑based and remote working.
• Access to our comprehensive benefits package, including private healthcare, discounted gym memberships and more.
• A collaborative and innovative work environment where your ideas and contributions make a real difference.

Ready for your next challenge? We'd love to hear from you!

As part of our recruitment process, Snap Finance UK carries out pre‑employment checks in line with applicable requirements. These may include a basic criminal record check and a credit check, where appropriate for the role.

Due to the volume of applications we receive, we may not be able to respond to every applicant individually. If you haven't heard from us within 15 days of applying, please assume that your application has been unsuccessful on this occasion.