Regulatory Compliance Analyst

YouLend; Greater London; On-site; GBP 40,000 - 60,000; Full time

Benefits offered by this job

Stock Options

Private Medical insurance

Enhanced Maternity and Paternity Leave

Free Gym in office

Subsidised Lunch

Monthly in office Masseuse

Team and Company Socials

Job summary

A leading embedded financing platform is seeking a Regulatory Compliance Analyst to support the compliance framework and monitor regulatory risks. The ideal candidate will have 1-3 years of experience in regulatory compliance, strong analytical skills, and an understanding of FCA regulations. This role offers a chance to build a career in compliance within a dynamic fintech environment known for its supportive workplace culture.

Qualifications

• 1-3 years' experience in a regulatory compliance role ideally within the financial services industry.
• Exposure to FCA-regulated environments and a solid understanding of the FCA Handbook.
• Experience supporting compliance frameworks and regulatory change initiatives.

Responsibilities

• Support the delivery and operation of the regulatory compliance framework.
• Assist with the execution of the Compliance Monitoring and Testing Programme.
• Support horizon scanning and monitor regulatory risks.

Skills

Clear written and verbal communication skills

Strong analytical skills

Organisational skills

Attention to detail

Ability to manage multiple tasks

Job description

About Us

YouLend is the preferred global embedded financing platform for many of the world's leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. As a UK-licensed Payment Institution (PI) and in the final stages of securing EU PI authorization, we are committed to ensuring a best-in-class regulatory compliance framework that supports our growth while meeting evolving regulatory expectations. We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.

The Role

The Regulatory Compliance Analyst will support the delivery and ongoing operation of YouLend's regulatory compliance framework. Reporting directly to the Head of Regulatory Compliance, this role is well-suited to someone early in their regulatory compliance career who is looking to build depth across payments regulation, gain exposure to EU expansion activity, and contribute to the execution of YouLend's Regulatory Compliance Plan.

Requirements

• Regulatory Compliance Framework - support the maturity of the regulatory compliance strategy and framework, ensuring there is a consistent and scalable approach to ‘compliance' across training, policies, KRIs, testing and reporting
• Compliance Monitoring - Assist with the execution of YouLend's Compliance Monitoring and Testing Programme, including evidence collection, control testing support and issue tracking and remediation follow-up
• Governance and Management Reporting - Raising the standards of management reporting and governance, assisting the Head of Regulatory Compliance with preparing updates to YouLend's Senior Management Team where necessary and embedding a governance framework that facilitates this
• Horizon scanning - Support horizon scanning activity through the identification, assessment, and ongoing monitoring of current and future regulatory risks, including gap analysis of new regulatory initiatives and guidance from the Youlend's regulators
• Advisory - Support the Senior Regulatory Compliance Manager with providing guidance on regulatory topics and helping the business navigate complex compliance landscapes in the UK, EU, US and other jurisdictions
• Regulatory Engagement - Support the Head of Regulatory Compliance with managing regulatory engagement, tracking and handling queries, audits, and ongoing communications with YouLend's Regulators
• Regulatory Reporting - support with the preparation and coordination of regulatory reporting processes to ensure timely and accurate submissions to the FCA, Danish FSA and other relevant authorities
• Enterprise Risk Management - Support the Senior Regulatory Compliance Manager with the uplift of YouLend's Enterprise Risk Framework, working with risk owners across the business to develop and mature the identification, assessment and management of YouLend's enterprise risks

You will have:

• 1-3 years' experience in a regulatory compliance role ideally within the financial services industry, payment institution, electronic money institution or a similar regulated entity
• Exposure to FCA-regulated environments and an understanding of the FCA Handbook and Payment Services Regulations
• Experience supporting (rather than owning) compliance frameworks, regulatory change initiatives, or regulatory reporting
• Strong analytical and organisational skills, with attention to detail and the ability to manage multiple tasks in parallel

Skills:

• Clear written and verbal communication skills, with the ability to explain regulatory concepts in a practical, structured way
• Comfortable working with trackers, data, and documentation to support regulatory delivery
• Proactive, detail-oriented, and willing to ask questions to build understanding
• Able to work independently on defined tasks, while recognising when escalation or guidance is required
• Curious about regulation and motivated to build a long-term career in regulatory compliance

Benefits

• Award-Winning Workplace: YouLend has been recognised as one of the "Best Places to Work 2024" by the Sunday Times for being a supportive, diverse, and rewarding workplace
• Award-Winning Fintech: YouLend has been recognised as a "Top 250 Fintech Worldwide" company by CNBC

Why join YouLend?

• Stock Options
• Private Medical insurance via Vitality and Bupa Dental
• EAP with Health Assured
• Enhanced Maternity and Paternity Leave
• Modern and sophisticated office space in Central London
• Free Gym in office building in Holborn
• Subsidised Lunch via Feedr
• Deliveroo Allowance if working late in office
• Monthly in office Masseuse
• Team and Company Socials
• Football Power League

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.