Compliance and Risk Lead

United States Digital Space LLC; Greater London; On-site; GBP 90,000 - 130,000; Full time

Job summary

United States Digital Space LLC is seeking a hands-on Compliance professional to own and scale our regulatory program in a fast-moving fintech environment. You will oversee AML/KYC processes, risk assessments, and compliance reporting while partnering with Product and Engineering to assess regulatory implications of new features.

The role emphasizes practical, solutions-oriented thinking, attention to detail, and the ability to manage multiple priorities.

Qualifications

• Experience in a compliance role within a FCA-regulated firm, ideally fintech or financial services.
• Strong knowledge of AML, KYC and consumer protection requirements.
• Experience running or supporting a compliance monitoring programme.
• Familiarity with financial crime controls and AML processes.
• Clear written and verbal communication skills.

Responsibilities

• Own the delivery of the company's compliance monitoring programme including reviews, testing and reporting.
• Develop and manage a high-performing compliance and risk team as the company scales.
• Maintain and update compliance policies, procedures, and controls as regulations evolve.
• Support management of regulatory relationships, including FCA interactions and reporting.
• Track regulatory developments and translate them into actionable guidance for the business.
• Assist with board and senior leadership compliance reporting.
• Risk identification, assessment and monitoring across the business.
• Maintain risk register and assist with risk reporting for senior leadership.
• Help ensure financial crime controls remain fit for purpose as the business grows.
• Be the first point of contact for compliance queries across the business.

Skills

Compliance

AML/KYC

FCA-regulated

Risk management

Job description

What You'll Be Doing

Day-to-Day Compliance Own the delivery of the company's compliance monitoring programme, including reviews, testing, and reporting

• Develop and manage a high-performing compliance and risk team as the company scales

• Maintain and update compliance policies, procedures, and controls as regulations evolve

• Support the management of regulatory relationships, including FCA interactions and reporting

• Track regulatory developments and translate them into clear, actionable guidance for the business

• Assist with the preparation of board and senior leadership compliance reporting

Risk

Risk Support the identification, assessment, and monitoring of operational and regulatory risks across the business

• Maintain the risk register and assist with preparing risk reporting for senior leadership

• Work with teams across the business to ensure risk considerations are embedded into day-to-day decisions

• Help develop and maintain risk policies and frameworks as the business grows

Financial Crime and AML

Financial Crime and AML Support the MLRO with day-to-day AML and financial crime operations, including transaction monitoring and sanctions screening

• Conduct and review KYC processes, escalating complex cases as appropriate

• Assist with SAR filing processes and maintain accurate financial crime records

• Help ensure the company's financial crime controls remain fit for purpose as the business grows

Business Partnership

Business Partnership Work with Product and Engineering teams to review new features and products for compliance implications

• Support the review of customer-facing content, marketing materials, and regulated communications

• Deliver compliance training and awareness across the business

• Be the first point of contact for compliance queries from across the business

About You

You're a hands-on compliance professional who knows how to get things done in a fast-moving, regulated environment. You bring:

• Experience in a compliance role within an FCA-regulated firm, ideally in fintech, payments, mortgages, or property finance

• Good working knowledge of regulatory frameworks, including AML, KYC, and consumer protection requirements

• Experience running or supporting a compliance monitoring programme

• Familiarity with financial crime controls and AML processes

• A practical, solutions-oriented approach; you find ways to make compliance work for the business

• Strong attention to detail and the ability to manage multiple priorities at once

• Clear written and verbal communication skills

Highly desirable

• Experience with property, mortgage, or investment products

• Exposure to MLRO support or deputy MLRO responsibilities

• In-house experience at a fast-growing fintech

We know that great candidates don't always match every point on a job description. If this role excites you and you meet most of the criteria, we'd encourage you to apply anyway.

What we are building

The first end-to-end real estate investment offering - making the dream of owning real estate more accessible to everyone globally.

Diversity & inclusion at the company

We encourage applications from all sections of society and we believe in the criticality of an inclusive culture. We are committed to equal employment opportunity regardless of race, religion or belief, ethnic or national origin, disability, age, citizenship, marital, domestic or civil partnership status, sexual orientation, gender identity or any other basis as protected by law.

• 42% of our employees identify as female or non-specified, 58% as male

• 22 nationalities represented across offices in 5 countries

• Our work on Design Accessibility

• Inclusion is at the heart of our culture - we celebrate and reflect on key D&I and cultural events such as: Black History Month, International Women's Day and Pride

For more information on how we store your candidate data, please see our recruitment privacy policy.