Risk and Controls Operations Associate

investa finance oao

Greater London

Hybrid

GBP 55,000 - 75,000

Full time

7 days ago

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Benefits offered by this job

Equity grant

On-site gym access

Job summary

Investa is building the UK’s first zero-commission options and stocks trading platform. We seek a Risk & Controls Operations Associate to be the first line of regulatory and operational control for our platform.

You will collaborate with the Head of Risk & Compliance and Co-Founders to manage CASS oversight, onboarding operations, financial crime monitoring, and execution control in a fast-scaling fintech environment.

Qualifications

Knowledge of regulatory frameworks including CASS, Consumer Duty, and AML controls.
Experience executing CASS reconciliations and onboarding workflows.
Familiarity with trade surveillance and incident handling.
Strong analytical mindset with attention to detail and good judgement.
Proficient with Office and Google-based tools.

Responsibilities

Perform daily CASS reconciliations across client base to ensure compliance.
Maintain audit-ready records and assist regulatory returns.
Oversee KYC/AML onboarding reviews and high-risk escalations.
Support financial crime monitoring and enhanced due diligence activities.
Manage vulnerable customer cases under Consumer Duty with strict policy adherence.
Provide first-line reviews of trade surveillance alerts and audit trails.
Gather KPI data for management reporting and governance.

Skills

Regulatory compliance

CASS

KYC/AML

Financial crime monitoring

Onboarding operations

Trade surveillance

Tools

Excel

Google Sheets

Jira

Job description

Risk and Controls Operations Associate

Office Location: Temple, London - hybrid working environment (3 days in office per week)

Reporting: Chief Operating Officer

About Investa

Investa is building the UK’s first zero-commission Options and Stocks trading platform. Legacy platforms typically feature high fees and complex interfaces that cut out the majority of retail investors. We are building a streamlined alternative to fix that.

So far, we have raised £3.5 million in funding, secured direct regulatory approval from the FCA, and picked up two major awards in 2026: Best Options Trading App (Good Money Guide) and Best App for Options Trading (ADVFN). Having launched on iOS - reaching 4,000+ total sign-ups - we have now just launched on Android, doubling our addressable market as we scale toward targets of 10,000 users, 100,000, and beyond.

Key Platform Traction:

8,000+ trades processed
2,500+ early supporters rewarded for their loyalty
1,000+ shareholders backing our vision
150+ 5-star reviews

Our goal is straightforward: Think Options, Think Investa.

We are a lean, agile team where every employee directly shapes the business. We don't have a corporate way of working. Instead, we look for people who want high autonomy, care about making a visible impact, and align with our core values of being Collaborative, Curious, and Creative.

The Role

As our Risk & Controls Operations Associate, you will serve as the first line of regulatory and operational control for Investa’s platform. Working together with our Head of Risk & Compliance and Co‑Founders, you will help own the day-to-day execution of our key operational controls spanning CASS oversight, onboarding operations, financial crime monitoring, and execution control.

This is a critical, high-visibility role within a fast-scaling financial trading environment. You will bridge regulatory oversight with practical execution: verifying client money flows, resolving dealing and onboarding exceptions, and ensuring our operations adhere strictly to FCA standards as our operating model expands from sub‑account clearing into in‑house custody.

What the role involves

1. Risk & Control Operations

CASS Reconciliations: Perform daily internal & external CASS reconciliations across Investa’s client base to prevent breaches and ensure compliance with day-to-day CASS obligations.
CASS Reporting & Audits: Maintain audit-ready compliance records, log breaks and CASS breaches, and assist in preparing regulatory returns and notifications when needed.
KYC & Onboarding Operations: Own the day-to-day onboarding queue, performing KYC/AML document reviews, appropriateness assessments, and managing PEPs, sanctions, and high-risk escalations.
Financial Crime Monitoring: Organise high-risk client reviews assisting with enhanced due diligence, source of funds/wealth checks, and periodic and event driven reviews.
Vulnerable Customer Framework: Manage sensitive customer cases as identified in the vulnerable clients policy, ensure good outcomes for clients with support needs, manage key performance indicators for clients in this segment in strict compliance with Consumer Duty standards and internal policies.

2. Business Oversight & Governance Support

Management Information: Own and gather key performance indicators covering all aspects of the business for committee reporting and oversight.
Financial Promotions: Review and approve marketing campaigns, product copy, and social media promotions to ensure strict alignment with FCA Financial Promotion and Consumer Duty rules.
Regulatory Change: Assist in implementation of regulatory change in the UK or elsewhere to ensure compliance with new rules that apply to the Firm.
Third Party Risk Management: Point of contact for vendors and outsourcing partners to oversee and coordinate information sharing for incident closure & customer support.
Trade surveillance: Provide first line review of alerts generated through trade surveillance for signs of market abuse. Oversee the closure of alerts and applicable audit trail.

Your Background

2+ years of hands‑on experience covering trade operations or controls support at a regulated firm, FinTech, investment platform, or broker.
Understanding of the regulatory framework surrounding CASS, Consumer Duty, Systems & Controls, and Anti‑Money Laundering.
Direct experience executing CASS reconciliation workflows, client adoption, and trade surveillance.
Strong analytical mindset with high attention to detail and sound, practical judgement.
Technical proficiency in Office and Google‑based software including excel, Google Sheets, Google Docs.

Desirable

Prior exposure to retail investment platforms, derivatives markets.
Experience using workflow tools like Jira or case management software.
Familiarity with third‑party clearing integrations (e.g., Interactive Brokers) or regulatory reporting tools.
CIIS or equivalent qualification regarding financial services, client assets, or regulatory modules.
Understanding of EU regulation.

What we offer

Career Ownership & Impact: You have autonomy over your execution and your career trajectory. Your work impacts the business immediately without corporate red tape. You can choose whether you want to pave a path as a high‑level individual contributor or step into management as we scale - you shape your career.
Collaboration & Proximity: You work alongside our co‑founders. Because of our size, our culture is extremely personal. Everyone has firsthand insight into top‑level strategy, cross‑departmental exposure, and a voice in the product journey.
Creativity & Speed: We prioritise innovation through speed, agility, thinking outside the box, and resource‑efficient solutions.
Shared Success & Equity: We are in this together. To ensure everyone benefits from our growth, every employee receives meaningful company equity. Our success is your success.

Compensation and Benefits

Financial Growth

Competitive base salary - depending on experience.
Equity: Initial grant of 0.1% - 0.15% in stock options. We reward impact with additional performance‑based grants and milestone‑linked top‑ups.
Annual Review: Structured salary and performance reviews conducted every year to ensure your growth stays on track.

Health & Wellbeing

Annual Leave: 30 days (including bank holidays) + your birthday off.
Premium Coverage: Private medical and dental insurance via Bupa.

Office Environment & Lifestyle

The Office: Work from a vibrant, spacious office featuring a private gym and a rooftop terrace for fresh‑air breaks.
Fuel & Socials: Enjoy tea, coffee and snacks daily. Every last Wednesday of the month, we host a Team Lunch where the menu is chosen by the staff. We also run regular team socials, alongside company and individual milestone celebrations.

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