Risk Analyst - Payments

JR United Kingdom; London; Hybrid; GBP 40,000 - 80,000; Full time

Job summary

An established industry player is seeking a detail-oriented professional for a pivotal role in payment operations. In this dynamic position, you will be responsible for monitoring and mitigating risks associated with payment transactions, ensuring compliance with regulations and internal frameworks. You will collaborate with various departments, provide governance guidance, and assist in implementing new payment technologies. If you thrive in fast-paced environments and have a customer-first mindset, this is an exciting opportunity to make a significant impact in the financial services sector.

Qualifications

• Proven experience in payments processing within banking or financial services.
• Strong knowledge of UK and international payment schemes and regulations.

Responsibilities

• Monitor, assess, and mitigate risks associated with payment transactions.
• Collaborate with Risk, Finance, and Compliance partners.

Skills

Payments Processing

Problem-Solving

Attention to Detail

Communication Skills

Risk Management

Tools

Payment Processing Systems

Digital Banking Platforms

Job description

Social network you want to login/join with:

Recruiting on behalf of a rapidly growing bank!

Location: London OR Manchester - hybrid

In this 1LoD role, you will monitor, assess, and mitigate risks associated with payment transactions across the organisation. Your expertise will ensure that payment processes comply with regulations, fraud prevention measures, and internal risk frameworks to protect both the organisation and its customers.

What you’ll be doing:

• Analyse customer journeys, assess controls, and define enhancements.
• Provide governance and control guidance across Payment Operations.
• Collaborate with Risk, Finance, and Compliance partners.
• Coordinate internal and external audits.
• Support the team with Risk & Control Self-Assessments (RCSAs).
• Report on Payment Operations governance monthly.
• Assist in testing and implementing new payment technologies and systems.
• Stay up-to-date with industry developments and regulatory changes.

What we’re looking for:

• Proven experience in payments processing within banking or financial services.
• Strong knowledge of UK and international payment schemes and regulations.
• Excellent problem-solving skills with the ability to handle complex queries.
• High attention to detail and a proactive approach to resolving issues.
• Strong communication and interpersonal skills with a customer-first mindset.
• Ability to work in a fast-paced environment and adapt to changing priorities.
• Familiarity with payment processing systems and digital banking platforms.
• Foster a culture of balanced risk decision-making.
• Ensure compliance with policies, laws, and regulations.
• Complete mandatory training within required timeframes.