Relationship Manager - Agriculture

Lloyds Banking Group; Stoke-on-Trent; Hybrid; GBP 65,000 - 90,000; Full time

Benefits offered by this job

Generous pension contribution up to 15

Annual performance-related bonus

Share schemes including free shares

Discounted shopping benefits

30 days' holiday + bank holidays

Wellbeing initiatives

Job summary

Lloyds Banking Group is seeking a Relationship Manager for Agriculture to support SME clients across Staffordshire, Cheshire and the North West. The role focuses on delivering funding solutions and expert advisory services, helping clients grow while managing risk and regulatory compliance.

The ideal candidate combines strong relationship skills with credit insight, in a hybrid work environment that values local market connectivity and collaboration with bank partners.

Qualifications

• Commercial/Relationship Management experience with strong lending capability.
• Ability to assess credit risk of corporate clients and shape deals.

Responsibilities

• Provide excellent service, act as trusted advisor to clients.
• Promote the bank to local market influencers and networks.
• Offer funding solutions from Term Lending and Working Capital ranges.
• Build relationships with partner companies to deliver bank-wide products.
• Manage risk and compliance of the client portfolio.
• Lead growth initiatives and enhance local reputation.

Skills

Relationship management

Credit risk assessment

Networking & business development

Financial analysis

Job description

Job Title: Relationship Manager - Agriculture
Location: Chester, Stafford, Stoke
Salary: Competitive package available
Hours: Full Time
Working Pattern: Our work style is hybrid, which involves spending at least one day per week, or 20% of our time, at one of our office sites.

About this opportunity

We have an exciting opportunity for a Relationship Manager to join this hard-working and successful SME Banking Team. We provide outstanding support for local businesses by offering the funding, support and encouragement they need to grow.

Supporting the Agricultural sector, you'll have responsibility for a portfolio of circa 110 client groups, typically turning over between £500k & £20m. The portfolio is split across Staffordshire, Cheshire & the North West region.

The Agricultural sector is going through a significant amount of change right now, and we're looking for someone who understands the Agricultural industry and can provide support and guidance to help clients grow and to mitigate key business risks. Sustainability and helping clients to transition to net zero will be a key area of focus.

What will you be doing?

• Providing excellent service to our clients, putting them at the heart of what you do, adding value at every interaction and becoming a \"trusted advisor\".
• Promoting the bank with professional and key influencers through your knowledge of the local market
• Providing a range of funding solutions to our clients from our Term Lending and Working Capital product range tailoring them to Client needs
• Building relationships with Group Partner companies and through them bring the whole bank to the client delivering products to meet their needs.
• Handling the risk and compliance of your client portfolio
• The role would provide you with a tremendous opportunity to drive and lead our targeted growth aspirations and build your local reputation.

Why Lloyds Banking Group?

We're on an exciting journey to transform our Group and the way we're shaping finance for good. We're focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone. Including you.

What we need from you

• Great Commercial/Relationship Management experience with both a strong lending capability; able to assess to credit risk of the corporate client and strong analytical skills to help shape deals and win new business.
• You'll demonstrate how you're wired into local networks with extensive connections in the professional space and use these for business development opportunities
• Highly proficient at building and maintaining productive relationships with external professionals and adept at winning good volumes of higher value new client relationships.
• You'll use your specialist credit and Agricultural sector knowledge along with all available digital tools to deliver excellent client experiences whilst identifying ways to grow income, balance sheet and market share and handling associated risks

About Working For Us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues, and communities and we're committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies