SME Relationship Manager - Agriculture

Lloyds Banking Group; Christchurch; Hybrid; GBP 55,000 - 90,000; Full time

Benefits offered by this job

A generous pension contribution up to

Annual performance-related bonus

Share schemes, including free shares

Discounted shopping benefits

30 days' holiday or more

Wellbeing initiatives and parental-lea

Job summary

Lloyds Banking Group seeks an SME Relationship Manager for Agriculture to support farming and agribusiness clients across Poole, Dorchester, Shaftesbury, Weymouth, Yeovil or Salisbury. You will nurture relationships, assess credit needs, and promote appropriate products in a role that blends office and local client meetings in a hybrid pattern.

The role emphasizes credit risk management, sustainability alignment, and collaborative problem-solving with service teams and intermediaries to deliver

Qualifications

• Proven ability to build relationships with agriculture clients.
• Experience winning new business in corporate banking.
• Ability to prepare clear credit papers for lending facilities and renewals.
• Strong credit risk assessment skills and policy application.
• Excellent collaboration with product specialists and intermediaries.

Responsibilities

• Build and maintain strong relationships with agriculture clients, providing tailored support based on their business needs and financial goals.
• Identify opportunities to deepen relationships through relevant products and services, involving product specialists where appropriate.
• Assess and manage credit risk, preparing credit papers for new facilities and renewals using the Bank’s established tools.
• Help clients consider how they could make their businesses more sustainable, in line with the Group’s environmental, social and governance responsibilities.
• Work with service and delivery colleagues to resolve requests effectively and help clients understand the available service model.
• Represent the Group in meetings with professional partners and intermediaries, while supporting collaboration and the adoption of tools that improve the client and colleague experience.

Skills

Relationship management

Credit risk assessment

Credit papers

Stakeholder collaboration

Critical thinking

Product knowledge

Job description

End Date Tuesday 27 October 2026 Salary Range £0 - £0 We support flexible working – click here for more information on flexible working options Flexible Working Options Hybrid Working, Job Share Job Description Summary . Job Description JOB TITLE: SME Relationship Manager, Agriculture SALARY: Competitive package available LOCATION(S): Poole, Dorchester, Shaftesbury, Weymouth, Yeovil or Salisbury HOURS: Full time WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of your time, at one of our office sites.

What You’ll Be Doing

• Build and maintain strong relationships with agriculture clients, providing tailored support based on their business needs and financial goals.
• Identify opportunities to deepen relationships through relevant products and services, involving product specialists where appropriate.
• Assess and manage credit risk, preparing credit papers for new facilities and renewals using the Bank’s established tools.
• Help clients consider how they could make their businesses more sustainable, in line with the Group’s environmental, social and governance responsibilities.
• Work with service and delivery colleagues to resolve requests effectively and help clients understand the available service model.
• Represent the Group in meetings with professional partners and intermediaries, while supporting collaboration and the adoption of tools that improve the client and colleague experience.

About us / Why Lloyds Banking Group

We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces and colleagues to make our Group a great place for everyone.

What you'll need

• Relationship Management: To be seen as the “go to” banker in their geographic area of responsibility. Maintaining a high profile with external influencers and the local business community to achieve the Bank’s stated aim of being the best bank for clients.
• Growing the Franchise: A track record of winning new business in a competitive environment within corporate or commercial banking, alongside a broad established network within the local Cardiff Commercial market.
• Writing a Credit Deal: The ability to prepare clear, accurate credit papers for new lending facilities and renewals, applying established policies and tools.
• Credit Risk: The ability to assess and manage credit risk, balance potential value with business outcomes and recognise emerging issues.
• Critical Thinking: The ability to evaluate information objectively, identify gaps or underlying causes and reach practical, evidence-based conclusions.
• Collaboration: The ability to work effectively with product experts, service colleagues, professional partners and intermediaries to deliver joined-up client outcomes.
• And any experience of this would be really useful Product Knowledge: Experience using knowledge of financial products and services to help business clients consider suitable options.

This is a place for you…

Our ambition is to be the leading UK business for diversity, equity and inclusion, supporting our customers, colleagues and communities. We're committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and launch a dedicated Working with Cancer initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role and have a disability, long-term health or neurodivergent condition, through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers - just let us know what you need.

Benefits

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes, including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping 30 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. With 320 years under our belt, we're used to change, and today is no different. Join us and help drive this change, shaping the future of finance whilst working at pace to deliver for our customers. Here, you'll do the best work of your career. Your impact will be amplified by our scale as you learn and develop, gaining skills for the future.

Should you wish to contact us for any reason, please email us at: [e-mail]