Product Owner - Personal Loans Risk & Eligibility (Agile)

Barclays

Greater London

On-site

GBP 90,000 - 120,000

Full time

6 days ago
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Job summary

Barclays is seeking a Product Owner for Personal Loans Risk Decisioning & Eligibility to lead the Enhanced Risk Assessment platform, managing BAU while migrating to a new tech platform. The role requires a strong technology delivery background and agile experience to drive complex change.

You will oversee credit risk decisioning, ensuring effective risk and control management across the platform and business, balancing technology, risk and operations to deliver outcomes for customers and the

Qualifications

  • Considerable understanding of credit risk decisioning.
  • Experience with technology platforms and Agile delivery.
  • Risk and control management knowledge.
  • Experience working with technology teams.
  • People leadership capability, as the role includes management responsibilities.
  • Experience of lending products.

Responsibilities

  • Development of customer level strategies & solutions tailored to customers’ needs.
  • Subject Matter Expert in the applicable Product/Proposition team; guide stakeholders on products and journeys.
  • Define priorities and lead execution to deliver the strategy and outcomes.
  • Develop commercial and business models with understanding of the P&L for the relevant segment/journey.
  • Evaluate feasibility, legal compliance, and risks for new product development.
  • Monitor market trends and feedback to refine product/process before launch.
  • Create launch plans and deployments for product rollouts with timelines and communication.
  • Monitor metrics such as adoption, usage, satisfaction, and revenue against goals.

Skills

Credit risk decisioning
Agile delivery
Risk governance
Lending products
People leadership
Technology platforms

Job description

Barclays is seeking a Product Owner for Personal Loans Risk Decisioning & Eligibility to lead the Enhanced Risk Assessment platform, managing BAU while migrating to a new tech platform. The role requires a strong technology delivery background and agile experience to drive complex change.

You will oversee credit risk decisioning, ensuring effective risk and control management across the platform and business, balancing technology, risk and operations to deliver outcomes for customers and the

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