Product Manager - Fintech & Payments

Sage; Wallsend; Hybrid; GBP 110,000 - 150,000; Full time

Benefits offered by this job

Health coverage

Work away scheme

Training & development

Volunteer days (5 days)

Job summary

Sage, based in the United Kingdom, is seeking a Group Product Manager for Payments & Fintech to define the product strategy for how small businesses get paid, manage cash flow, and access capital. You will lead a cross-functional team, shaping the UK & Ireland vision with expansion plans, including Canada and global ambitions.

The role is hybrid, with three days per week in Newcastle, and involves partnering with Engineering, Design, and Platform teams to build scalable payment capabilities and

Qualifications

• Proven leadership for payments/fintech products.
• Strong link between product strategy and business outcomes.
• Ability to set direction and translate strategy into valuable products.
• Experience influencing cross-functional teams without formal authority.
• Customer-led, data-driven approach to discovery and delivery.
• Understanding of regulatory and market differences across regions.
• Confidence using AI to improve discovery and delivery.

Responsibilities

• Define and deliver payments and fintech roadmap across AR/AP and Access to Capital.
• Own portfolio outcomes, grow payments adoption and revenue opportunities.
• Use customer insights and AI workflows to simplify financial tasks for customers.
• Partner with global platform and engineering teams to build reusable payment capabilities.
• Lead through influence across Product, Engineering, Design, Commerce, Mobile, Marketing.
• Balance customer needs with commercial priorities and local market requirements.
• Utilize AI to accelerate discovery and decision-making with quality and responsible use.

Skills

Payments leadership

Fintech domain

APIs & platform

Cross-functional leadership

Data-driven discovery

AI awareness

Regulatory understanding

Job description

Job Title

Product Manager - Fintech & Payments

Job Description

We're transforming Sage from traditional accounting software into an AI-powered financial platform that helps small businesses thrive. Payments and cash flow are at the heart of this journey.

As Group Product Manager for Payments & Fintech, you'll shape how small businesses get paid, manage payments and access capital through Sage. You'll set the product vision, drive delivery and lead a cross-functional team to create smarter, more seamless financial experiences; starting in the UK and Ireland, expanding into Canada, and with global ambitions.

This is a hybrid role working 3 days a week in our Newcastle office.

What you'll do

• Set the strategy: Define and deliver the payments and fintech roadmap across Accounts Receivable, Accounts Payable and Access to Capital.
• Drive commercial impact: Own portfolio outcomes, growing payments adoption, revenue opportunities and customer retention.
• Create better experiences: Use customer insight, experimentation and AI-powered workflows to simplify financial tasks and help customers manage cash flow.
• Build for scale: Partner with global platform and engineering teams to develop reusable payment capabilities, APIs and experiences that work across markets.
• Lead through influence: Align Product, Engineering, Design, Commerce, Mobile, Marketing and external partners around a shared vision.
• Navigate complexity: Balance customer needs, commercial priorities, regulation and local market requirements while maintaining a coherent global platform.
• Embrace AI: Use AI tools to accelerate discovery, research and decision-making, with a focus on quality, evidence and responsible use.

Key Responsibilities

What you'll bring

• Proven product leadership experience in payments, fintech or financial services, ideally across customer-facing products and platform/API capabilities.
• A strong commercial mindset, with experience linking product strategy to measurable business outcomes.
• The ability to set direction, prioritise decisively and turn strategy into products customers value.
• Experience influencing and aligning diverse, cross-functional teams without relying on formal authority.
• A customer-led, data-driven approach to discovery, experimentation and product optimisation.
• An understanding of the challenges of delivering financial products across different markets, regulations and payment ecosystems.
• Confidence using AI to improve product discovery, analysis and delivery, alongside sound judgement and clear communication.

What success looks like

In your first 12 months, you'll deliver the payments strategy across the UK and Ireland and Canada, grow measurable adoption across payments and cash flow capabilities, strengthen alignment with Sage's global platform teams, and help bring differentiated, AI-powered financial experiences to market.

Benefits

At Sage, we offer you an environment where you can grow professionally without compromising your personal well-being. Our benefits package is designed to provide stability, flexibility, and balance:

Benefits video -

• Comprehensive health, dental and vision coverage
• Work away scheme for up to 10 weeks a year
• On-going training and professional development
• Paid 5 days yearly to volunteer through our Sage Foundation
• Flexible work patterns and hybrid working

Function

Product Delivery

Country

United Kingdom

Office Location

Newcastle

Work Place type

Hybrid

Advert

Working at Sage means you're supporting millions of small and medium sized businesses globally with technology to work faster and smarter. We leverage the future of AI, meaning business owners spend less time doing routine tasks, like entering invoices and generating reports, and more time pursuing their ambitions.

Our colleagues are the best of the best. It's why we were awarded 2024 Best Places to Work by Glassdoor. Because to achieve extraordinary outcomes, we need extraordinary teams. This means infusing Sage with people who knock down barriers, continuously innovate, and want to experience their potential.

Learn more about working at Sage:

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