Product Manager - Fintech & Payments

Sage; Newcastle upon Tyne; Hybrid; GBP 90,000 - 120,000; Full time

Benefits offered by this job

Health coverage (medical, dental, and视

Job summary

Sage in the United Kingdom is seeking a Group Product Manager for Payments & Fintech to shape how small businesses get paid, manage payments and access capital. You will set the product vision, drive delivery and lead a cross-functional team to create smarter, more seamless financial experiences starting in the UK and Ireland and expanding globally.

This hybrid role requires 3 days per week in Newcastle. You’ll work with engineering, design, commerce, mobile and marketing to define strategy,

Qualifications

• Proven product leadership experience in payments, fintech or financial services.
• Strong commercial mindset, with experience linking product strategy to outcomes.
• Ability to set direction and translate strategy into valued products.
• Experience influencing cross-functional teams without formal authority.
• Customer-led, data-driven approach to discovery and optimization.
• Understanding of delivering financial products across markets and regulations.
• Confidence using AI to improve discovery, analysis and delivery.

Responsibilities

• Set strategy and deliver payments/fintech roadmap across receivables, payables and capital access.
• Own portfolio outcomes, grow payments adoption and revenue opportunities.
• Create better experiences using customer insight and AI-powered workflows.
• Build for scale with APIs and reusable capabilities across markets.
• Lead through influence across multiple functions and external partners.
• Navigate regulatory and local market requirements while maintaining a global platform.

Skills

Product leadership

Payments

Fintech

Cross-functional leadership

Strategic thinking

AI in product discovery

Data-driven decision making

Job description

We're transforming Sage from traditional accounting software into an AI-powered financial platform that helps small businesses thrive. Payments and cash flow are at the heart of this journey.

As Group Product Manager for Payments & Fintech, you’ll shape how small businesses get paid, manage payments and access capital through Sage. You’ll set the product vision, drive delivery and lead a cross-functional team to create smarter, more seamless financial experiences; starting in the UK and Ireland, expanding into Canada, and with global ambitions.

This is a hybrid role working 3 days a week in our Newcastle office.

What you'll do:

• Set the strategy: Define and deliver the payments and fintech roadmap across Accounts Receivable, Accounts Payable and Access to Capital.
• Drive commercial impact: Own portfolio outcomes, growing payments adoption, revenue opportunities and customer retention.
• Create better experiences: Use customer insight, experimentation and AI-powered workflows to simplify financial tasks and help customers manage cash flow.
• Build for scale: Partner with global platform and engineering teams to develop reusable payment capabilities, APIs and experiences that work across markets.
• Lead through influence: Align Product, Engineering, Design, Commerce, Mobile, Marketing and external partners around a shared vision.
• Navigate complexity: Balance customer needs, commercial priorities, regulation and local market requirements while maintaining a coherent global platform.
• Embrace AI: Use AI tools to accelerate discovery, research and decision-making, with a focus on quality, evidence and responsible use.

What you'll bring

• Proven product leadership experience in payments, fintech or financial services, ideally across customer-facing products and platform/API capabilities.
• A strong commercial mindset, with experience linking product strategy to measurable business outcomes.
• The ability to set direction, prioritise decisively and turn strategy into products customers value.
• Experience influencing and aligning diverse, cross-functional teams without relying on formal authority.
• A customer-led, data-driven approach to discovery, experimentation and product optimisation.
• An understanding of the challenges of delivering financial products across different markets, regulations and payment ecosystems.
• Confidence using AI to improve product discovery, analysis and delivery, alongside sound judgement and clear communication.

What success looks like:

In your first 12 months, you'll deliver the payments strategy across the UK and Ireland and Canada, grow measurable adoption across payments and cash flow capabilities, strengthen alignment with Sage's global platform teams, and help bring differentiated, AI-powered financial experiences to market.

Ready to help redefine how small businesses manage their money? Join Sage and help build the future of payments and fintech.

Take a look at our product: https://www.sage.com/en-gb/products/sage-sole-trader/features/free-accounting-app/

Benefits

Benefits video - https://youtu.be/TCMtTYUUiuU

• Comprehensive health, dental and vision coverage
• Work away scheme for up to 10 weeks a year
• On-going training and professional development
• Paid 5 days yearly to volunteer through our Sage Foundation
• Flexible work patterns and hybrid working

Product Delivery

United Kingdom

Newcastle

Hybrid

Working at Sage means you're supporting millions of small and medium sized businesses globally with technology to work faster and smarter. We leverage the future of AI, meaning business owners spend less time doing routine tasks, like entering invoices and generating reports, and more time pursuing their ambitions.

Our colleagues are the best of the best. It's why we were awarded 2024 Best Places to Work by Glassdoor. Because to achieve extraordinary outcomes, we need extraordinary teams. This means infusing Sage with people who knock down barriers, continuously innovate, and want to experience their potential.

Learn more about working at Sage: sage.com/en-gb/company/careers/working-at-sage/

Watch a video about our culture: youtube.com/watch?v=qIoiCpZH-QE

We celebrate individuality and welcome you to join us if you embrace all backgrounds, identities, beliefs, and ways of working. If you need support applying, reach out at [e-mail] .

Learn more about DEI at Sage: sage.com/en-gb/company/careers/diversity-equity-and-inclusion/

Product Manager - Fintech & Payments

Equal Employment Opportunity (EEO)

Sage is committed to Equal Employment Opportunity and providing reasonable accommodations to applicants with physical and/or mental disabilities.

In order to provide equal employment and advancement opportunities to all individuals, employment decisions at Sage will be based on merit, qualifications, and abilities. Sage does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, age, protected disability, veteran status, sexual orientation, gender identity, genetic information, or any other characteristic protected by applicable law.