Principal Data Scientist - Credit Risk & Valuation (Hybrid)

Vecta; Northampton; Hybrid; GBP 70,000 - 90,000; Full time

Benefits offered by this job

Annual bonus up to 15%

Flexible working arrangements

Job summary

A financial services company in Northampton is seeking a Lead Data Scientist to oversee credit risk and valuation models. You will design and deploy machine learning models that impact lending decisions worth hundreds of millions. Engaging with senior leadership and translating complex data insights is crucial. The role offers a competitive salary and annual bonuses, with a hybrid work option. Previous experience in credit risk modeling and proficiency in Python and AWS are essential.

Qualifications

• Proven experience building credit risk models in a lending or financial services environment.
• Hands-on experience deploying models in live decisioning systems.
• Excellent presentation skills for communicating with senior leadership.

Responsibilities

• Design and develop end-to-end machine learning models for credit risk.
• Build and refine discounted cash flow models for asset valuation.
• Present model performance and strategic recommendations to stakeholders.

Skills

Credit risk modeling

Machine learning

Python

Data analysis

Stakeholder engagement

Tools

AWS

Pandas

Scikit-learn

Job description

A financial services company in Northampton is seeking a Lead Data Scientist to oversee credit risk and valuation models. You will design and deploy machine learning models that impact lending decisions worth hundreds of millions. Engaging with senior leadership and translating complex data insights is crucial. The role offers a competitive salary and annual bonuses, with a hybrid work option. Previous experience in credit risk modeling and proficiency in Python and AWS are essential.