Payout Officer

Investec; Reading; Hybrid; GBP 25,000 - 45,000; Full time

Job summary

Investec is seeking a detail-oriented professional to join the Asset Finance Payouts team. You will review payout documentation, verify regulatory compliance, and activate approved deals while ensuring timely payments to suppliers and brokers.

You will work in a collaborative environment with brokers and internal teams, applying AML/KYC knowledge and strong analytical skills to resolve queries and escalate issues when needed.

Qualifications

• Understanding of leasing and asset finance.
• Knowledge of anti-money laundering and know your customer requirements.
• Strong analytical skills and the ability to assess documentation carefully.
• Excellent attention to detail, with a focus on accuracy and deadlines.
• A client-focused approach, with ability to build relationships with brokers and stakeholders.
• Clear and confident communication skills.
• Ability to work independently and escalate when needed.
• Self-motivated with the ability to deliver within service levels.

Responsibilities

• Review payout documentation from brokers and internal teams for completeness and accuracy.
• Ensure documentation meets policy and regulatory requirements.
• Identify missing or inconsistent information and resolve queries with stakeholders.
• Activate deals once conditions are met and record any deviations.
• Process or authorise payments within delegated limits to ensure timely payments.
• Investigate payment discrepancies and resolve complex issues when needed.
• Provide guidance to brokers and sales teams on documentation and regulatory requirements.
• Escalate fraud or regulatory concerns promptly.

Skills

Leasing knowledge

Asset finance

AML/KYC

Analytical

Attention to detail

Client focus

Communication

Independent decisions

Self-motivated

Job description

Investec – Where Out of the Ordinary Happens

At Investec, we do things differently. We're a leading international bank and wealth manager built on a culture of curiosity, entrepreneurial spirit and human connection. Ideas are heard, ambition is celebrated, and impact is encouraged. As part of a team that challenges convention and strives for outperformance, you'll help shape bold solutions for clients who expect something more than the ordinary.

The Asset Finance Payouts team sits within Corporate Lending and works closely with brokers, clients and internal sales teams. The team is responsible for reviewing finance documentation, activating approved deals and releasing payments to suppliers and brokers, helping to deliver a seamless and efficient service.

What will I be doing?

• Review payout documentation received from brokers and internal sales teams, ensuring all required information is complete and accurate.
• Check that documentation meets relevant policy and regulatory requirements.
• Identify missing or inconsistent information and work with stakeholders to resolve queries.
• Activate deals once all conditions have been met, recording any exceptions or deviations.
• Process or authorise payments within delegated authority limits, ensuring suppliers and brokers are paid accurately and on time.
• Investigate payment discrepancies and escape complex issues where appropriate.
• Provide clear guidance to brokers and sales teams on documentation and regulatory requirements.
• Make informed decisions using established procedures, escalating fraud, financial crime, regulatory, financial or reputational concerns promptly.

What I bring

• An understanding of leasing and asset finance.
• Knowledge of anti-money laundering and know your customer requirements.
• Strong analytical skills and the ability to assess documentation carefully.
• Excellent attention to detail, with a focus on accuracy and meeting deadlines.
• A client-focused approach, with the ability to build strong relationships with brokers and other stakeholders.
• Clear and confident communication skills.
• The ability to work independently, make sound decisions and recognise when an issue should be escalated.
• A self-motivated approach and the ability to deliver within agreed service levels.

As part of our collaborative & agile culture, our working week is 4 days in the office and one day remote. We believe that being together enables us to live our values and support our clients and communities in an extraordinary way.

Investec offers a range of wellbeing benefits to make our people feel healthier, balanced and more fulfilled in their lives inside and outside of work. You can find a list of our benefits here

Embedded in our culture is a sense of belonging and inclusion. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It's a responsibility we all share and is integral to our purpose and values as an organisation. We believe that innovation thrives when everyone feels respected, included, and empowered to contribute.

We actively seek out diverse talent and foster an inclusive environment, encouraging applications from people of all backgrounds and experiences. Here, you'll find networks, benefits, and development opportunities designed to support your career journey, wherever it may lead.

At Investec, we're deeply invested in our clients, our colleagues, and our communities. It's more than a mindset; it's how we show up every day.

Be part of something Out of the Ordinary.