Payments Tech PM: BACS/SEPA Schemes

Testing Site - JPMC; Greater London; On-site; GBP 70,000 - 120,000; Full time

Job summary

JPMorgan Chase is seeking a Technical Product Manager within the Payments technology team to lead BACS/SEPA payment initiatives and translate ideas into customer-ready solutions. You will join collaborative squads and own the roadmap for enhanced payment capabilities, ensuring secure, scalable connectivity to schemes and strong partnerships with clients and engineering teams.

You will drive requirements, write clear user stories, and guide the transformation of business needs into practical

Qualifications

• Experience working as a Technical Product Manager on EU and/or UK BACS payment schemes.
• Strong knowledge of SEPA (Instant, CT, DD) and/or BACS schemes.
• Knowledge of financial messaging e.g. ISO20022.
• Strong understanding of payment operations.
• Comfortable working with financial grade APIs.

Responsibilities

• Act as the primary subject matter expert on BACS payment schemes, leading integration efforts for clients and ensuring seamless connections with payment schemes
• Drive the development and execution of the product roadmap, focusing on enhancing and productising our payment capabilities
• Effectively gather business requirements and translate them into stories and acceptance criteria for both in-house and external engineering teams
• Help clients define business logic for payment flow orchestration based on scheme rules, prior experience and working knowledge
• Stay up-to-date with the payment scheme developments and regulations, to design and build payments connectivity with future compatibility and compliance
• Optimise the payments platform performance to ensure speed, security, reliability, and scalability
• Support implementation and testing, including operational set ‑up and training where required
• Participate in defining operating model and procedures for management of the connected payment schemes
• Collaborate with Engineering, Controls etc. to ensure the right process flows, procedures, training materials, etc are in place in good time
• Assist with the running of Agile ceremonies, e.g. DSUs
• Serve as the day‑to‑day contact for all scheme related product queries, promptly addressing and escalating issues to management.

Skills

BACS payment schemes

SEPA knowledge

ISO20022

Payment operations

APIs (financial grade)

Job description

JPMorgan Chase is seeking a Technical Product Manager within the Payments technology team to lead BACS/SEPA payment initiatives and translate ideas into customer-ready solutions. You will join collaborative squads and own the roadmap for enhanced payment capabilities, ensuring secure, scalable connectivity to schemes and strong partnerships with clients and engineering teams.

You will drive requirements, write clear user stories, and guide the transformation of business needs into practical