Payments Product Manager - Card Issuing

Arrive; Greater London; On-site; GBP 90,000 - 150,000; Full time

Job summary

Arrive is transforming urban mobility. The Payments Issuing Product Manager will lead the evaluation, development, and management of Arrive’s mobility card issuing (physical and virtual), including build vs.

buy decisions, regulatory compliance, and cross‑functional integration for successful market launches. You will partner with Fintechs, card schemes and regional teams to expand capabilities across jurisdictions, design scalable back‑office processes, monitor KPIs, and drive B2B adoption of

Qualifications

• 10+ years of product management experience in payments/fintech.
• Direct experience in card issuing and launching new payment products.
• Hands-on with virtual card solutions and mobility card use cases.
• Experience across European and U.S. markets with regulatory awareness.
• Proven ability to scale products with cross-functional execution.
• Strong communication and proactive, collaborative mindset.
• English language proficiency.

Responsibilities

• Own issuing strategy and full product lifecycle for mobility cards.
• Define build vs. buy strategy for new capabilities.
• Expand payment capabilities across multiple jurisdictions.
• Manage external partners including card schemes and fintechs.
• Design compliant operational processes and back-office workflows.
• Lead agile product development with multi-country teams.
• Monitor KPIs and drive growth in B2B card adoption.

Skills

Product management

Payments

Card issuing

Mobility cards

Agile

Stakeholder management

Cross-functional teams

Education

Bachelor's degree

Tools

Visa

Mastercard

Fraud prevention tools

Job description

We’ve signed up to an ambitious journey. Join us!

As Arrive, we guide customers and communities towards brighter futures and more livable cities, it isn’t a challenge just anyone could take on. Luckily, we have something to help us make it happen. Our people and our values. We Arrive Curious, Focused and Together. Just as our entire brand is inspired by the North Star, the shining light leading travelers to their destinations since time began, our values guide us. They help us be at our best. For our customers. For the cities and communities we serve. For ourselves. As a global team, we are transforming urban mobility. Let’s grow better, together.

Position Overview:

The Payments Issuing Product Manager will lead the evaluation, development, and management of Arrive’s mobility card issuance while exploring broader build vs. buy opportunities. This role is responsible for overseeing the full lifecycle of payment/card solutions (both physical and virtual), designing operational and compliance processes, and integrating systems to ensure successful market implementation and adoption. The role will also help shape strategy, ensure regulatory compliance, and collaborate cross-functionally to align product development with Arrive’s mobility and payments goals.

Roles and Responsibilities:

• I. Strategic Product Ownership

  • Issuing Strategy: Lead the full product lifecycle for our mobility card issuing (physical and virtual), driving the product roadmap, and defining the build vs. buy strategy for new capabilities.

  • Global Expansion: Define and execute the plan to expand payment capabilities across multiple jurisdictions, expertly navigating regional card regulations, local compliance frameworks, and card scheme requirements (Visa, Mastercard, etc.).

  • Stakeholder Management: Manage relationships and negotiate with crucial external partners, including Fintechs, Card Schemes, Third-Party Providers, and card personalization vendors.

  II. Operational Excellence & Compliance

  • Compliance: Ensure 100% compliance with all applicable card scheme regulations (Mastercard, Visa, etc.) and regional regulatory requirements across US and European markets.

  • Operational Design: Design and analyze complex back-office processes (e.g., dispute management, reversals) and collaborate with internal teams to establish scalable, sustainable workflows.

  • Execution Structure: Structure and standardize product development stages using Agile methodologies (user stories, assessment, pilot definition, etc.), collaborating comfortably with global, multi-country teams.

  III. Data-Driven Growth

  • Growth Strategy: Analyze user experience and implement product strategies specifically designed to drive B2B adoption and growth in card applications and usage.

  • Performance Monitoring: Define, monitor, and report on core KPIs, including card usage, enabled sales, cost, NPS/Customer Satisfaction, and fraud/compliance metrics. Use this data to continually prioritize the product backlog and maximize financial performance (including budget and card brand incentives).

Key Qualifications:

• Bachelor’s degree in Bank, Payment, Business or a related field (advanced degree preferred)
• 10+ years of product management experience in payments, fintech or related industries, with direct experience in card issuing and launching new payment products
• Hands-on expertise with virtual card solutions; exposure to mobility card use cases (fuel cards, mobility expense management, EV charging, parking) strongly preferred
• Experience operating across both European and U.S. markets, with an understanding of regional customer needs (user stories), competitive landscapes, and regulatory requirements
• Demonstrated ability to build and scale products from the ground up, including product strategy, partner selection/management, and cross-functional execution
• Being able to monitor key performance indicators and make informed strategic decisions
• Desired qualities: proactive, innovative and collaborative mindset, excellent communication skills.
• Languages spoken: English (bilingual or native speaker)
• Expand payment capabilities across multiple jurisdictions, navigating card schemes requirements, regional card regulations, and local compliance frameworks
• Be comfortable working with teams located in several countries

About Arrive

Arrive, including brands like EasyPark, Flowbird, RingGo, ParkMobile and Parkopedia, is a leading global mobility platform. Present in over 90 countries and 20,000 cities, the company helps people and decision-makers make smarter decisions about urban mobility and ease the experience of travel worldwide. Arrive delivers a unique combination of the core ingredients to make cities more livable: from smart payments and optimized car parks to data-driven traffic reduction and support for reinvestment in public transport and green space. It’s about more than function, it’s about saving time and simplifying the experience of travel for everyone. Travel is more than a journey, it’s how you Arrive.