Paraplanner

Financial Divisions; City of Edinburgh; Hybrid; GBP 54,000 - 66,000; Full time

Benefits offered by this job

Salary up to £60,000 (dependent on exp

Hybrid and flexible working

Study support towards Chartered status

Exposure to complex HNW/UHNW client

Career progression

Supportive and collaborative team

Modern financial planning approach

Job summary

Financial Divisions in Edinburgh is seeking an experienced Paraplanner to join a team that supports High-Net-Worth and Ultra-High-Net-Worth clients. You will produce detailed suitability reports, perform technical research, and contribute to cashflow modelling and retirement planning alongside senior Advisers.

You'll be involved in client meetings, help deliver holistic wealth planning, and have clear paths to Senior Paraplanner, Technical Manager or Adviser roles within a supportive,

Qualifications

• Minimum 3 years' Paraplanning experience.
• Level 4 Diploma qualified (or working towards).
• Strong technical financial planning knowledge.
• Cashflow modelling experience using tools such as Voyant or CashCalc.
• Experience of pensions, investments, protection and retirement planning.

Responsibilities

• Prepare high-quality suitability reports.
• Conduct technical financial planning research.
• Pension, investment and retirement planning analysis.
• Cashflow forecasting and lifetime financial modelling.
• Prepare recommendations and financial planning solutions.
• Trust, estate planning and protection research.
• Provider and platform comparisons.
• Reviewing existing client arrangements.
• Attending client meetings and supporting Advisers.

Skills

Paraplanning

Technical analysis

Cashflow modelling

Client communication

Education

Level 4 Diploma

Tools

Voyant

CashCalc

Job description

Are you an experienced Paraplanner looking for a role that goes beyond report writing?

This is a fantastic opportunity to join a highly respected wealth management firm in Edinburgh, supporting a team of Financial Advisers who look after High-Net-Worth and Ultra-High-Net-Worth clients.

This is a highly involved, technical and client-facing role where you'll work closely with Advisers throughout the financial planning process. You'll be responsible for producing high-quality suitability reports, carrying out complex financial planning research, undertaking cashflow forecasting and modelling, and attending client meetings to help deliver an exceptional client experience.

If you're a Paraplanner who enjoys being part of the advice process rather than sitting behind the scenes, this could be the perfect next step.

What's on Offer?

• Salary up to £60,000 (dependent upon experience)
• Hybrid and flexible working
• Full study support towards Chartered status
• Exposure to complex HNW and UHNW client cases
• Genuine career progression
• Supportive and collaborative team environment
• Modern financial planning approach

The Role

You will work alongside highly experienced Financial Advisers and be responsible for:

• Preparing high-quality suitability reports
• Conducting technical financial planning research
• Pension, investment and retirement planning analysis
• Cashflow forecasting and lifetime financial modelling
• Preparing recommendations and financial planning solutions
• Trust, estate planning and protection research
• Provider and platform comparisons
• Reviewing existing client arrangements
• Assisting with annual review preparation
• Attending face-to-face and virtual client meetings
• Building strong relationships with clients and professional connections
• Supporting Advisers in delivering holistic financial planning advice
• Acting as a technical point of contact within the business

About You

• Minimum 3 years' Paraplanning experience
• Level 4 Diploma Qualified (or working towards)
• Strong technical financial planning knowledge
• Cashflow modelling experience using tools such as Voyant or CashCalc
• Experience of pensions, investments, protection and retirement planning
• Organised with strong attention to detail
• Desire to continue technical and professional development

Why Apply?

This role offers significantly more than a traditional Paraplanning position.

You'll become a key part of the advice process, working closely with clients and Advisers while gaining exposure to complex planning scenarios and sophisticated wealth management strategies.

The firm has an excellent reputation, a strong client base and genuine opportunities for progression into Senior Paraplanner, Technical Manager or Adviser pathways for the right individual.

If you're looking for a role where your expertise is valued and you can make a visible impact on client outcomes, we'd love to hear from you.