New Accounts Onboarding & Risk Analyst

Carlsberg Group; Colton; On-site; GBP 40,000 - 60,000; Full time

Job summary

Carlsberg Britvic is seeking a Credit Analyst to evaluate and onboard new customer trade accounts in the UK. You will verify applicant information, conduct KYC and third-party screening, and assess financial metrics to approve trading, while adhering to policy and complying with GDPR.

Collaborating with Sales, you will minimize risk and maximize volume and profit, including creating SAP accounts and processing documentation within 48 hours of authorization.

Qualifications

• Experience in credit analysis and underwriting.
• Knowledge of ERP SAP and Microsoft 365 Office systems.
• Experience with credit policies and financial statement analysis.
• Ability to work in a fast-paced environment.

Responsibilities

• Evaluate and onboard new customer trade accounts efficiently.
• Check and verify applicant information for sound decisions.
• Conduct Know Your Customer checks and Third-Party Screening.
• Evaluate key financial metrics: credit history, payment behaviours, debt levels.
• Adhere to account opening policy.
• Collaborate with Sales teams to ensure customer satisfaction and retention.
• Minimise risk while maximising volume and profit.
• Create SAP accounts.
• Ensure documentation is signed/scanned within 48 hours of authorization.
• Maintain documentation and liaison with Business Partners.
• Ensure GDPR policy compliance.
• Exercise independent decision-making and escalate when needed.
• Coordinate across departments.
• Analyze financial accounts/credit reference reports.

Skills

Credit analysis

Underwriting

Know Your Customer

ERP SAP

Excel & Pivot

Stakeholder negotiation

Education

Bachelor's degree in finance or business

Tools

SAP

Microsoft 365

Job description

Carlsberg Britvic is seeking a Credit Analyst to evaluate and onboard new customer trade accounts in the UK. You will verify applicant information, conduct KYC and third-party screening, and assess financial metrics to approve trading, while adhering to policy and complying with GDPR.

Collaborating with Sales, you will minimize risk and maximize volume and profit, including creating SAP accounts and processing documentation within 48 hours of authorization.