Motor Claims Handler

Acorn Insurance Ltd; Sevenoaks; Hybrid; GBP 28,747 - 38,160; Full time

Benefits offered by this job

35 days holiday

Mental health support

Hybrid working

Career development

Job summary

Acorn Insurance Ltd is recruiting a Motor Claims Handler in Sevenoaks with hybrid working. You will manage a portfolio of Fleet and Specialist motor claims from start to settlement, covering Heads of Damage and providing exceptional relationship management to Fleet customers.

The role requires handling indemnity, liability assessment, timely communications, and accurate reserves. A strong background in PI/credit hire claims and knowledge of Pre-Action Protocol are essential.

Qualifications

• Significant PI and/or credit hire claims experience, knowledge of Pre-Action Protocol, CPR & hourly rate costs.
• Experience handling Injury claims outside the Low Value Personal Injury portal.
• Ability to use own initiative to explore options for best business outcomes.

Responsibilities

• Validate all claims for indemnity and fraud.
• Assess liability and communicate our decision.
• Contact potential claimants to establish exposure and gather information.
• Accurate quantum assessment of claims using available tools.
• Identify cases to reduce exposure with in-house motor engineers.
• Minimise indemnity spend through commercial decision making.
• Proactive diary management to progress cases and update reserves.
• Assist with coaching and mentoring of less experienced handlers.

Skills

Communication

Relationship management

Initiative

Teamwork

Organisation

Analytical skills

PI/credit hire experience

Legal knowledge

Job description

Motor Claims Handler

Location: Sevenoaks with hybrid working

Salary: Between £28,747 and £38,160 DOE plus £2000 annual bonus potential achieved quarterly

Job Type: Full Time, Permanent

Working Hours: Monday to Friday 9:00am - 5:30pm, 37.5 hours per week

Overview

We are currently recruiting a Motor Claims Handler to join the Fleet and Specialist product team. This individual will be proactively managing a portfolio of Fleet and Specialist products in motor claims from start through settlement, covering all Heads of Damage such as Accidental Damage, Property Damage, Credit Hire and Third‑party Personal Injury claims (Portal and Non Portal). You will be providing an exceptional level of service and relationship management to our Fleet customers.

What you will be doing:

• Validate all claims for indemnity and fraud.
• Assess liability including communication of our decision.
• Contact all potential claimants or representatives in a timely manner to establish our exposure in respect of all Heads of Damage, ensuring that key information is obtained and updated on the claim file.
• Accurate quantum assessment of claims presented using the relevant tools available to assist.
• Identify cases where intervening on vehicle losses will reduce our overall exposure, utilising resource of specialist in‑house motor engineers.
• Ensure indemnity spend is minimized by commercial decision making.
• Proactive diary management to monitor and progress cases.
• Application and investigation to ensure accurate reserves in line with company guidelines.
• Accountability for own performance against set objectives.
• Adherence to best practice and key strategies.
• Effective file and portfolio management.
• Assist with coaching and mentoring of less experienced handlers.
• Any other Ad hoc task as the needs of the business dictate.

What we're looking for:

• Persuasive, strong and confident communicator with the ability to relationship manage.
• Ability to use own initiative to explore all options to achieve the best outcome for the business.
• Motivated self‑starter.
• Ability to work as part of a team.
• Ability to work in a culture of openness, trust, and respect.
• Strong organisation skills with the ability to prioritise tasks.
• Ability to fact‑find and analyse information to result in accurate decision making.
• Significant PI and/or credit hire claims experience, commercial market awareness and extensive working knowledge of the Pre‑Action Protocol, Civil Procedure Rules & hourly rate costs.
• Experience of handling Injury claims outside of the Low Value Personal Injury claims Portal.
• Ability to use own initiative to explore all options to achieve the best outcome for the business.

Grow with Acorn:

At Acorn Insurance, we're proud of our Liverpool roots – and even prouder of how far we've come. As part of the Acorn Group, we bring over 40 years of specialist insurance expertise to the table. From humble beginnings, we've grown into a national leader, now employing 1,700+ people across the UK and reached a milestone £750 million in total value of insurance policies written in 2024.

We're growing fast, with new opportunities emerging every week. That growth is largely due to the values we share:

• We run through walls for our customers and each other
• We challenge the status quo
• We succeed when we help those around us succeed
• We decide quickly when the smart thing to do is use our judgement

Benefits:

• 35 days' holiday (including bank holidays) with additional buy/sell options
• 24/7 mental health support & free counselling available
• Grow with us: Through career fairs, leadership programs, and learning on the go!
• Flexible benefits, including early access to salary via our internal platform
• Hybrid working options to support work‑life balance and individual needs
• Recognition awards, social events & more

Our Commitment to our colleague's:

• Mindful Employer – championing mental health and wellbeing
• Disability Confident Level 1 & 2 – creating accessible, inclusive opportunities
• Menopause Friendly accredited – supporting every stage of life
• Armed Forces Covenant signatory – honouring those who serve
• Great Places to Work 2024/25 – fostering an engaging and positive workplace culture
• Best Place to Work for Development – proud to be investing in people's future
• Best Place to Work for Women – breaking down barriers to women’s career progression

A Few Things to Know Before You Apply

Checks & Clearances

All roles at Acorn are subject to DBS and financial checks. Any offer we make will be conditional until these are completed to a satisfactory standard.

Visa Requirements

Because our training is quite comprehensive, we can only consider applicants who have at least one year remaining on their Graduate or Post‑Study Work visa. At the moment, we're not able to offer visa sponsorship.