Mortgage Underwriter

Key Retirement Group Ltd; Preston; On-site; GBP 28,000 - 42,000; Full time

Benefits offered by this job

23 days holiday + bank holidays

Wellbeing Day & Charity Day

Enhanced pension

Life assurance

Free onsite parking

Job summary

Key Group is seeking a Mortgage Underwriter to join the More2Life team in Preston. You will manage a caseload, liaise with solicitors, valuers and customers, and ensure adherence to lending criteria and schemes. This role supports responsible lending and requires strong communication and accuracy.

Join a leading equity release lender within the Key Group and contribute to high-quality underwriting and partner relationships, with training and development opportunities available.

Qualifications

• Experience in the Financial Services industry, especially secured residential lending.
• Working knowledge of mortgage underwriting and lending criteria.
• Organised with exceptional attention to detail and accuracy.
• Commitment to high-quality work and documentation.
• Excellent written and verbal communication skills.

Responsibilities

• Manage your caseload of mortgage applications and valuations.
• Coordinate with solicitors, valuers, brokers and customers for required documentation.
• Stay up to date with lending criteria, products and schemes.
• Develop and maintain relationships with key partners.
• Underwrite new business in line with company policies.

Skills

Financial Services experience

Mortgage underwriting

Attention to detail

Accurate documentation

Strong communication

Job description

We believe that helping people unlock a better retirement starts with helping everyone in our organisation unlock their true potential, and thrive. To do that, were mindful of staying true to the values that make us who we are, and proud of what we do. Mortgage Underwriter More2Life is part of the Key Group of companies and has been a pioneering force in the Equity Release market since its launch in 2008. Today, operating from our offices in Preston, we help over 1000 people every month to confidently release cash from their homes, significantly growing year on year to become one of the largest lifetime mortgage lenders in the UK. We have an exciting opportunity for a Mortgage Underwriter to join the team here at Key Group. Situated in our Loan Manufacturing department, our underwriting team are responsible for underwriting property valuations and new applications to offer stage.

Main Duties and Role Responsibilities

• To be responsible for the management of your caseload
• To liaise with solicitors, valuers, brokers and customers to secure documentation required to make responsible lending decisions.
• To keep fully up to date and conversant with lending criteria, products and special schemes
• To develop and maintain business relationships with key partners
• To underwrite new business in line with more2life policies

Skills we look for

• Experience of working within the Financial Services industry and in particular in the secured residential lending arena.
• Possess a working knowledge of mortgage underwriting and lending criteria
• Organised and with good attention to detail
• Commitment to maintain accuracy and attention to detail, ensuring work is of the highest quality.
• First class communication skills, both written and verbal.

Most of all we look for people who display and work around the core values of our business:

• Ambitious to break ground to help our customers enjoy a better retirement.
• Supportive relationships are key to everything we do.
• Personal going above and beyond to offer exceptional service.
• Integrity honest, true and transparent in all of our relationships.
• Responsive whatever the challenge well deliver the right result.
• Expert experts in our field, our thirst for knowledge never stops.

Benefits

• 23 days holiday + bank holidays
• Wellbeing Day & Charity Day
• Enhanced pension (5% employee/8% employer)
• Simplyhealth cashback plan
• Life assurance
• Enhanced family-friendly policies
• Ongoing training and development
• Employee referral scheme
• Free onsite parking

Key Group

Our purpose is to help people finance a better retirement. Our mission is to be the UK's leading later life lending company. Our connected portfolio of brands comprises of Key (The adviser), Key Partnerships (The partner), more2life (The lender) and Air Group (The Coach). Your data will be used to support your application. To understand how we use your data please read our full privacy policy at https://www.wearekeygroup.co.uk/legal/privacy-policy